Platte County property record for 17405 S Ridgely Rd, Smithville, MO 64089
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 6 bd · 6.75 ba · 6,841 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,041 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-40-17-000-000-007-000 |
| Primary APN | 11-40-17-000-000-007-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,841 sqft Gross Area |
| 1st Floor Area | 2,310 sqft |
| Basement Area | 2,310 sqft |
| Finished Basement | 2,310 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 906 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 610 sqft |
| Deck Area | 238 sqft |
| Patio Area | 2,538 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 17405 S RIDGELY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9159 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | WILL-O-LEE PLACE REPLAT OF LOT 2 LOT 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 17 |
| Legal Subdivision | WILL-O-LEE PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | PLATTE MO |
| Township / Civil Division | PRESTON |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 30602 |
Source: Platte County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Jul 23, 2019 | Trustee's Deed, Construction Loan · Line of Credit PLATTE VLY BK/MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 |
| Deed Sale | Oct 31, 2023 |
| Prior Sale | Feb 12, 2020 · Amount on Record |
| Deed Document Number | 202310773 |
| Deed Book / Page | 1398 / 944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Investor | Possibly a Property Investor |
| Document Number | 0014230486 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 1423/486 |
| Instrument | 2025009435 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SMITHVILLE, MO 64089 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 15905 N AMITY ST, PLATTE CITY, MO 64079-8104 |
| Investor | Possibly a Property Investor |
| Document Number | 0013990105 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 1399/105 |
| Instrument | 2023010933 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PLATTE MO |
| Recording Date | Oct 31, 2023 |
| Property Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Document Number | 0013980944 |
| Book / Page | 1398 / 944 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023010773 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | EVERHOME TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Investor | Possibly a Property Investor |
| Document Number | 2023010933 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023010933 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PLATTE MO |
| Recording Date | Feb 12, 2020 |
| Property Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Document Number | 0013260018 |
| Book / Page | 1326 / 018 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2020001915 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Document Number | 0013260025 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 1326/025 |
| Instrument | 2020001922 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PLATTE MO |
| Recording Date | Jul 23, 2019 |
| Property Address | 17405 S RIDGELY RD, SMITHVILLE, MO 64089-9159 |
| Document Number | 0013150512 |
| Book / Page | 001315 / 000512 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 8630 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 5, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 610 INDIAN TRAIL CT SMITHVILLE MO 640899405, SMITHVILLE, MO 64089-9405 |
| Document Number | 13150512 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 001315/000512 |
| Instrument | 8630 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 22, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Platte County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Platte County |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,933 (-) Land $3,422 Building $81,511 | $447,607 (-) Land $18,602 Building $429,005 | |
| 2024 | $6,041.00 (+4.34%) | ||
| 2023 | $5,790.00 (-6.33%) | $84,933 Land $3,422 Building $81,511 | $447,607 Land $18,602 Building $429,005 |
| 2018 | $6,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLATTE COUNTY PWSD 8 serves 1,200 people · EPA ID MO1024482 |
|---|---|
| Water Source | Purchased surface water from SMITHVILLE PWS |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures