17403 Summer Oak Ln, Clermont, FL 34711 Property Records

Lake County property record for 17403 Summer Oak Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1999
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Aug 2022)
Tax Bill	$3,846 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-22-26-1300-000-18400`

Property Details

APN / Parcel Number

Primary APN	`25-22-26-1300-000-18400`
Alternative APN	`3782270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3782270
Street Address	17403 SUMMER OAK LN
City	CLERMONT
State	FL
Zip	34711-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA POINTE SUB LOT 184 PB 40 PGS 1-6 ORB 6001 PG 1138
Legal Range	26E
Legal Township	22S
Legal Section	25
Legal Subdivision	MAGNOLIA POINTE
Legal Tract	1300
Legal Lot Number	184
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2031
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17403 SUMMER OAK LN, CLERMONT, FL 34711-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	2022104235
Deed Book / Page	6001 / 1138
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 2, 2022
Property Address	17403 SUMMER OAK LN, CLERMONT, FL 34711-5905
Document Number	0060011138
Book / Page	6001 / 1138
Map Reference	MB 40 PG 1-6
Instrument Date	Jul 14, 2022
Instrument	2022104235
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	884 BRUTUS TER, LAKE MARY, FL 32746-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17403 SUMMER OAK LN, CLERMONT, FL 34711-5905

Mortgage

Document Number	0060011140
Date	Aug 2, 2022
Instrument	6001/1140

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 9, 2020
Property Address	17403 SUMMER OAK LN, CLERMONT, FL 34711-5905
Document Number	0055010110
Book / Page	5501 / 110
Map Reference	MB 10 PG 1-6
Instrument Date	Jun 3, 2020
Instrument	2020073317
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2490 ANN ROU RD UNIT 912, 2490, TAVARES, FL 32778-5287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17403 SUMMER OAK LN, CLERMONT, FL 34711-5905

Mortgage

Document Number	0005501112
Date	Jul 9, 2020
Instrument	5501/112

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,276 (+2.41%) Land $65,450 Building $199,826	$265,276 (+2.41%) Land $65,450 Building $199,826
2024	$3,846.00 (+6.8%)
2023	$3,601.00 (+53.76%) Homeowner's exemption Additional exemption filed	$259,036 (+44.38%)	$259,036 (-) Land $65,450 Building $193,586
2022	$2,342.00 Homeowner's exemption	$179,410	$259,036 Land $65,450 Building $193,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon, Xfinity.

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