17403 Obrien Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 17403 Obrien Rd, Bernard, IA 52032 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1974
Lot Size	3.63 acres (158,253 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2022)
Tax Bill	$1,852 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`20-27-201-007`

Property Details

APN / Parcel Number

Primary APN	`20-27-201-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	880 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,253 sqft (3.63 acres)
Deck Area	312 sqft
Patio Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	17403 OBRIEN RD
City	BERNARD
State	IA
Zip	52032-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 O'BRIEN ROAD SUB;
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3100
Census Tract	10300

Owner

Source: Dubuque County records · APN 20-27-201-007

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	17403 OBRIEN RD, BERNARD, IA 52032-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2022 · Amount on Record
Deed Sale	Oct 06, 2022 · Amount on Record
Deed Document Number	2022-00012460
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 06, 2022
Property Address	17403 OBRIEN RD, BERNARD, IA 52032-9544
Document Number	0000012460
Instrument Date	Oct 02, 2022
Instrument	2022-00012460
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17403 OBRIEN RD, BERNARD, IA 52032-9544

Mortgage

Document Number	0000012461
Date	Oct 06, 2022
Instrument	2022-00012461

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,700 (+24.77%) Land $71,400 Building $157,300	$228,700 (+24.77%) Land $71,400 Building $157,300
2024	$1,852.00 (+16.04%)
2023		$183,300 (+29.92%) Land $64,900 Building $118,400	$183,300 (+29.92%) Land $64,900 Building $118,400
2022	$1,596.00 Homeowner's exemption	$141,090 Land $52,000 Building $89,090
2021			$141,090 Land $52,000 Building $89,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 40% of Iowa
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Bernard Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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