1740 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1740 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,998 sqft · built 2004
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-060`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-060`

Interior

Building Area	1,998 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	1740 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 1 PT LT 3 - BEG 57.25'E NW COR, E28.1' S79.37' W28.1' N79.37' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	3
Legal Unit	1
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1740 WATERS EDGE DR, MINOOKA, IL 60447-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Construction Mortgage HOME STATE BANK
Jun 9, 2020	Special Warranty Deed, Construction Loan · Construction Mortgage HOME STATE BANK
Nov 22, 2019	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019
Deed Sale	Nov 22, 2019
Deed Document Number	2019588932
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1740 WATERS EDGE DR, MINOOKA, IL 60447-8203
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000599879
Date	Jan 21, 2021
Instrument	599879

Lender

Name	HOME STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 9, 2020
Property Address	1740 WATERS EDGE DR, MINOOKA, IL 60447-8203
Document Number	0000593147
Instrument Date	Mar 20, 2020
Instrument	593147
Transaction Type	Construction Loan
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MONDAMIN ST APT 2, 2, MINOOKA, IL 60447-9416

Mortgage

Document Number	0000593148
Date	Jun 9, 2020
Instrument	593148

Lender

Name	HOME STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	0000593149
Date	Jun 9, 2020
Instrument	593149

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 22, 2019
Property Address	1740 WATERS EDGE DR, MINOOKA, IL 60447-8203
Document Number	0000588932
Instrument Date	Nov 18, 2019
Instrument	588932
Transaction Type	Foreclosure
Record Updated	Dec 10, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,223.00 (+35.69%)	$90,055 (+24.45%) Land $17,276 Building $72,779	$270,165 (+24.45%) Land $51,828 Building $218,337
2022	$5,323.00 Homeowner's exemption	$72,364 Land $13,882 Building $58,482	$217,092 Land $41,646 Building $175,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

Nearby Properties on Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures