1740 Utopia Ave, Panora, IA 50216 Property Records

Guthrie County property record for 1740 Utopia Ave, Panora, IA 50216

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,248 sqft · built 1965
Lot Size	38 acres (1,655,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2026)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0000204300`

Property Details

APN / Parcel Number

Primary APN	`0000204300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,248 sqft
Finished Basement	625 sqft
Unfinished Basement	652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,655,280 sqft (38 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	296 sqft
Patio Area	381 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1740 UTOPIA AVE
City	PANORA
State	IA
Zip	50216-8505
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	09 80 30 SW NE
Legal Range	30W
Legal Township	80N
Legal Section	09
Jurisdiction	GUTHRIE IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2013
Census Tract	950100

Owner

Source: Guthrie County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1740 UTOPIA AVE, PANORA, IA 50216-8505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jan 11, 2010 · Amount on Record
Deed Document Number	20261553
Prior Transfer Date	Oct 28, 1998
Prior Transfer Doc	02010/0057
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jun 25, 2026
Property Address	1740 UTOPIA AVE, PANORA, IA 50216-8505
Document Number	0000001553
Instrument Date	Jun 25, 2026
Instrument	20261553
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$53,247.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 UTOPIA AVE, PANORA, IA 50216-8505

Mortgage

Document Number	0000001555,
Date	Jun 25, 2026
Instrument	20261555

Lender

Name	FARMERS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 26, 2027

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,396.00	$259,700 (+7.94%) Land $95,700 Building $164,000	$259,700 (+7.94%) Land $95,700 Building $164,000
2024	$3,396.00 (+2.78%)
2023		$240,600 (+34.26%) Land $72,300 Building $168,300	$240,600 (+34.26%) Land $72,300 Building $168,300
2022	$3,304.00 Additional exemption filed	$179,200 Land $53,700 Building $125,500
2021			$179,200 Land $53,700 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

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