1740 Seminole Ave, Auburndale, FL 33823 Property Records

Polk County property record for 1740 Seminole Ave, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,563 sqft · built 2020
Lot Size0.413 acres (17,995 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Dec 2025)
Tax Bill$3,529 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-27-34-304000-000790

Property Details

APN / Parcel Number

Primary APN25-27-34-304000-000790
Alternative APNs
  • 342725304000000790
  • 42725000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,563 sqft Living Area
Gross Area3,046 sqft
1st Floor Area2,563 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area17,995 sqft (0.413 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area483 sqft
Pool TypeEnclosed Pool
PorchUnfinished Open Porch

Location & Zoning

Street Address1740 SEMINOLE AVE
CityAUBURNDALE
StateFL
Zip33823-2020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DEED APPEARS IN ERROR* WINONA PARK PB 1 PG 56 LOT 79 W 12.5 FT & LOTS 80 & 81 & S 10 FT OF LOTS 134 & 135 & W 12 FT OF S 10 FT OF LOT 136
Legal Range25E
Legal Township27S
Legal Section34
Legal SubdivisionWINONA PARK
Legal Tract304000
Legal Block1
Legal Lot Number79-81
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1000
Census Tract13101

Owner

1740 Seminole Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 1, 2025Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Nov 20, 2020Loan Modification, Mortgage
CITIZENS BK
Dec 10, 2019Warranty Deed, Subdivision Related Transfer
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleDec 10, 2019 · Amount on File
Deed Document Number2025280689
Deed Book / Page13793 / 833
Prior Transfer DateJul 31, 2009
Prior Transfer Doc0000144582
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 24, 2026
Property Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020
Document Number0000097876
Book / Page13971 / 248
Instrument DateApr 15, 2026
Instrument202697876
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020

Mortgage

Document Number0000097876,
DateApr 24, 2026
Book Page13971/248
Instrument202697876
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020

Mortgage

Document Number0000169829
DateJun 30, 2021
Book Page11783/1204
Instrument2021169829
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 1, 2025
Property Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020
Document Number0000280689
Book / Page13793 / 833
Map ReferenceMB 1 PG 56
Instrument DateNov 19, 2025
Instrument2025280689
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, GREEN LINE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5478 OLD BERKLEY RD, AUBURNDALE, FL 33823-8354

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020

Mortgage

Document Number0013793835
DateDec 1, 2025
Instrument13793/835
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020
Document Number0114750429
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address170 LAKE STELLA DR #11 AUBURNDALE FL 338233304, 11, AUBURNDALE, FL 33823-3304

Mortgage

Document Number0114750429
DateDec 2, 2020
Book Page011475/000429
Instrument257434
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount on Record
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 10, 2019
Property Address1740 SEMINOLE AVE, AUBURNDALE, FL 33823-2020
Document Number0110690713
Book / Page011069 / 000713
Instrument DateDec 6, 2019
Instrument261305
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2020
Title CompanyREAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

AmountAmount on Record
Tax$368.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 770 AUBURNDALE FL 338230770, AUBURNDALE, FL 33823-0770

Mortgage

Document Number110690714
DateDec 10, 2019
Book Page011069/000714
Instrument261306
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount on Record
Term384 Months
DueDec 9, 2051
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1740 Seminole Ave was $3,529, up 3.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,058 (+7.71%)$420,536 (+4.65%) Land $34,187 Building $386,349
2025$3,529.00 (+3.16%) Homeowner's exemption$258,153 (+2.9%)$401,860 (-3.17%) Land $34,187 Building $367,673
2024$3,421.00 (+2.49%) Homeowner's exemption$250,878 (+3%)$415,021 (+1.5%) Land $34,187 Building $380,834
2023$3,338.00 (+22.09%) Homeowner's exemption$243,571 (+18.47%)$408,870 (+23.69%) Land $33,287 Building $375,583
2022$2,734.00 Homeowner's exemption$205,604$330,553 Land $27,889 Building $302,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1740 Seminole Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (2004–2017)
Claims Outside the SFHA6 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1740 Seminole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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