1740 SE Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 1740 SE Cove Rd, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,285 sqft · built 2017
Lot Size2.43 acres (106,286 sqft)
Owner2 Trust Names on Record
Tax Bill$5,346 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN34-38-41-001-000-0014.1-0-0000

Property Details

APN / Parcel Number

Primary APN34-38-41-001-000-0014.1-0-0000
Alternative APNs
  • 34-38-41-001-000-00141-0
  • 1115872

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,285 sqft Living Area
Gross Area2,837 sqft
1st Floor Area2,285 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area106,286 sqft
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1115872
Street Address1740 SE COVE RD
CitySTUART
StateFL
Zip34997-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE NORTHERLY PORTION OF LOT 14 WA-CO FIELD PLACE (PB 5 PG 62 PALM BCH NOW MARTIN) COMMENCE AT THE NW CORNER OF LOT 14 SE ALONG THE WEST LINE OF LOT 14 FOR 38.19 FOR THE POB; NE 203.65 FT SE 608.09 FT SW 186.84 FT NW 526.64 TO THE POB (LESS ROW)
Legal Range41E
Legal Township38S
Legal Section34
Legal SubdivisionWACO FIELD PLACE
Legal Block2
Legal Lot Number14
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2003
Census Tract1108

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address1740 SE COVE RD, STUART, FL 34997-7612
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Aug 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1740 SE COVE RD, STUART, FL 34997-7612
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031432117
DateJul 16, 2020
Book Page3143/2117
Instrument2826240
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateAug 30, 2017
Property Address1740 SE COVE RD, STUART, FL 34997-7612
Document Number0029461240
Book / Page002946 / 001240
Instrument DateAug 29, 2017
Instrument2653505
Transaction TypeTransfer
Record UpdatedSep 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 1269 PORT SALERNO FL 349921269, PORT SALERNO, FL 34992-1269

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,346.00 (-0.65%) Additional exemption filed$351,979 (+5.99%)$1,023,430 (+24.01%) Land $488,000 Building $535,430
2024$5,381.00 (+2.05%)
2023$5,273.00 (+3.66%) Additional exemption filed$332,098 (+3%)$825,270 (+11.04%) Land $439,200 Building $386,070
2022$5,087.00 Homeowner's exemption$322,426$743,240 Land $305,000 Building $438,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 247 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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