1740 N 3rd St, Reading, PA 19601 Property Records

Berks County property record for 1740 N 3rd St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1895
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Tax Bill	$951 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`5307-26-69-6881`

Property Details

APN / Parcel Number

Primary APN	`5307-26-69-6881`
Alternative APNs	`14-5307-26-69-6881` `14059450` `059450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14059450
Street Address	1740 N 3RD ST
City	READING
State	PA
Zip	19601-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	69
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1740 N 3RD ST, READING, PA 19601-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Nov 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017
Deed Sale	Nov 8, 2017
Deed Document Number	201741643
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1740 N 3RD ST, READING, PA 19601-1201
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 N 3RD ST, READING, PA 19601-1201

Mortgage

Document Number	0000052222
Date	Oct 20, 2021
Instrument	2021052222

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Nov 8, 2017
Property Address	1740 N 3RD ST, READING, PA 19601-1201
Document Number	0000041643
Instrument Date	Oct 31, 2017
Instrument	41643
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 N 3RD ST READING PA 196011201, READING, PA 19601-1201

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$951.00 (+6.61%)	$33,700 (-) Land $15,200 Building $18,500	$15,200 (-54.9%) Land $15,200
2024	$892.00	$33,700 Land $15,200 Building $18,500
1994			$33,700 Land $15,200 Building $18,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1985)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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