1740 Hamman Dr, Troy, MI 48085 Property Records

Oakland County property record for 1740 Hamman Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1973
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$193,000 (Sep 2006)
Tax Bill$3,062 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-14-256-004

Property Details

APN / Parcel Number

Primary APN88-20-14-256-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,000 sqft
Basement Area500 sqft
Finished Basement500 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTri-Level
Exterior MaterialWood Siding
Roof TypeGable
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions156 ft deep x 72 ft wide
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1740 HAMMAN DR
CityTROY
StateMI
Zip48085-5039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 88
Legal Range11E
Legal Township2N
Legal Section14
Legal SubdivisionLONG LAKE VILLAGE SUB
Legal Lot Number88
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract197100

Owner

1740 Hamman Dr is owned and occupied by an individual who bought it in September 2006.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1740 HAMMAN DR, TROY, MI 48085-5039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VIBE CU
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
VIBE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2006 · Amount on File
Deed SaleSep 29, 2006 · Amount on File
Prior SaleDec 9, 2005 · Amount on File
Deed Document Number2006241829
Deed Book / Page38185 / 699
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1740 HAMMAN DR, TROY, MI 48085-5039
Transaction TypeMortgage
Record UpdatedJan 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 HAMMAN DR, TROY, MI 48085-5039

Mortgage

Document Number0000002559
DateJan 6, 2023
Book Page58359/303
Instrument2559
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2038

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1740 HAMMAN DR, TROY, MI 48085-5039
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 HAMMAN DR, TROY, MI 48085-5039

Mortgage

Document Number0000225740
DateSep 20, 2021
Book Page56876/601
Instrument225740
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1740 HAMMAN DR, TROY, MI 48085-5039
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 HAMMAN DR, TROY, MI 48085-5039

Mortgage

Document Number0000007442
DateJan 8, 2021
Book Page55478/77
Instrument7442
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1740 Hamman Dr was $3,062 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00
2023$287,740
2022$3,185.00$143,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1740 Hamman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1740 Hamman Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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