1740 Ganges Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1740 Ganges Ave, El Cerrito, CA 94530 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,640 sqft · built 1968
Lot Size0.118 acres (5,150 sqft)
Owner2 Individual Names on File
Last Sale$1,480,000 (Mar 2021)
Tax Bill$21,939 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN502-140-024-6

Property Details

APN / Parcel Number

Primary APN502-140-024-6
Alternative APN
  • 502-140-024

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,640 sqft Living Area
1st Floor Area1,836 sqft
Basement Area804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Lot Area5,150 sqft (0.118 acres)
Lot Dimensions105 ft deep x 50 ft wide
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1740 GANGES AVE
CityEL CERRITO
StateCA
Zip94530-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICH JUNCT HGTS POR LOTS 1 TO 4 BLK 29
Legal SubdivisionRICHMOND JUNCTION HEIGHTS
Legal Block29
Legal Lot Number1-4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1002
Census Tract385200

Owner

Source: Contra Costa County records · APN 502-140-024-6

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1740 GANGES AVE, EL CERRITO, CA 94530-1960
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Line of Credit
PACIFIC SERVICE CU
Mar 03, 2021Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 25, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2021 · Amount on Record
Deed SaleMar 03, 2021 · Amount on Record
Deed Document Number202165465
Prior Transfer DateFeb 13, 2020
Prior Transfer Doc0000034814
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1740 GANGES AVE, EL CERRITO, CA 94530-1960
Transaction TypeMortgage
Record UpdatedApr 05, 2024
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 GANGES AVE, EL CERRITO, CA 94530-1960

Mortgage

Document Number0000028088
DateMar 27, 2024
Instrument2024-028088
Lender
NamePACIFIC SERVICE CU
TypeCredit Union
AddressCONCORD, CA 94520
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 03, 2021
Property Address1740 GANGES AVE, EL CERRITO, CA 94530-1960
Document Number0000065465
Map ReferenceMB 10 PG 230
Instrument DateFeb 12, 2021
Instrument2021-065465
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1740 GANGES AVE, EL CERRITO, CA 94530-1960

Mortgage

Document Number0000065466
DateMar 03, 2021
Instrument2021-065466
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 25, 2020
Property Address1740 GANGES AVE, EL CERRITO, CA 94530-1960
Document Number0000034814
Map ReferenceMB 10 PG 230
Instrument DateFeb 13, 2020
Instrument2020-034814
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1740 GANGES AVE, EL CERRITO, CA 94530-1960

Mortgage

Document Number0000034815
DateFeb 25, 2020
Instrument2020-034815
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMar 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,634,037 (+2%) Land $1,104,080 Building $529,957
2025$21,939.00 (+4.32%)$1,601,998 (+4.04%) Land $1,082,432 Building $519,566
2023$21,031.00 (+1.27%)$1,539,792 Land $1,040,400 Building $499,392
2022$20,767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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