Union County and Scotch Plains Township property record for 1740 Cooper Rd, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,930 sqft · built 1961 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $826,000 (Apr 2022) |
| Tax Bill | $19,315 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-12201-0000-00016 |
| Primary APN | 16-12201-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,930 sqft Living Area |
| 1st Floor Area | 1,930 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 39,988 sqft (0.918 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Account Number | 564500 |
|---|---|
| Street Address | 1740 COOPER RD |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DRIFTWAY |
| Legal Block | 12201 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 38601 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1740 COOPER RD, SCOTCH PLAINS, NJ 07076-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 14, 2022 | Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 22, 2018 | Deed of Trust, Mortgage VANTAGE PT TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2015 · Amount on Record |
| Deed Document Number | 202216980 |
| Deed Book / Page | 6459 / 2809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1740 COOPER RD, SCOTCH PLAINS, NJ 07076-2552 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0153952608 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 15395/2608 |
| Instrument | 54796 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 14, 2022 |
| Property Address | 1740 COOPER RD, SCOTCH PLAINS, NJ 07076-2552 |
| Document Number | 0064592809 |
| Book / Page | 6459 / 2809 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 16980 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,580.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 HELEN ST, 153, FANWOOD, NJ 07023-1513 |
| Name | Verified Name |
|---|---|
| Address | 1740 COOPER RD, SCOTCH PLAINS, NJ 07076-2552 |
| Document Number | 0000035650 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 35650 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1740 COOPER RD, SCOTCH PLAINS, NJ 07076-2552 |
| Document Number | 0144160847 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1740 COOPER RD SCOTCH PLAINS NJ 070762552, SCOTCH PLAINS, NJ 07076-2552 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,400 (-) Land $52,200 Building $104,200 | $156,400 (-) Land $52,200 Building $104,200 | |
| 2025 | $19,315.00 (+4.94%) | $156,400 (-) Land $52,200 Building $104,200 | $156,400 (-) Land $52,200 Building $104,200 |
| 2024 | $18,405.00 (+4.28%) | ||
| 2023 | $156,400 Land $52,200 Building $104,200 | $156,400 Land $52,200 Building $104,200 | |
| 2022 | $17,649.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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