1740 Commodore St, Havre De Grace, MD 21078 Property Records

Harford County property record for 1740 Commodore St, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 2026
Lot Size	0.211 acres (9,186 sqft)
Owner	2 Individual Names on File
Last Sale	$662,915 (May 2026)
Tax Bill	$5,378 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-402419`

Property Details

APN / Parcel Number

Primary APN	`06-402419`
Alternative APN	`402419`

Interior

Building Area	2,464 sqft Total Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	9,186 sqft (0.211 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	402419
Street Address	1740 COMMODORE ST
City	HAVRE DE GRACE
State	MD
Zip	21078-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 117 9186 SQFT 1740 COMMODORE ST SION HILL 220/14
Legal Subdivision	PHASE II SION HILL ESTATES
Legal Lot Number	117
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	6
Census Block	6007
Census Tract	306400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Sion Hill listed 1990 · 6 contributing resources · National Historic Landmark (designated 1992) · NRIS 90000608

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1740 Commodore St is owned and occupied by two individuals who bought it in May 2026.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1740 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2026	Deed · Conventional Mortgage NVT MORTGAGE FINANCE INC
Feb 6, 2026	Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Feb 6, 2026 · Amount on File
Deed Book / Page	17129 / 200
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Aug 11, 2026
Property Address	1740 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Document Number	1724000056
Book / Page	17244 / 56
Instrument Date	Aug 11, 2026
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436

Mortgage

Document Number	1724000056,
Date	Aug 11, 2026
Book Page	17244/56

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 19, 2026
Property Address	1740 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Document Number	1712000200
Book / Page	17129 / 200
Instrument Date	May 11, 2026
Record Updated	May 28, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669,544.15
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1740 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436

Mortgage

Document Number	1712000206,
Date	May 19, 2026
Book Page	17129/206

Lender

Name	NVT MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 6, 2026
Property Address	1740 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Document Number	0169910021
Book / Page	16991 / 21
Map Reference	LB 220 FO 14
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$807.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9475 DEERECO RD STE 206, 206, TIMONIUM, MD 21093-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11570 CROSSROADS CIR STE 104, 104, MIDDLE RIVER, MD 21220-3081
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1740 Commodore St was $5,378, up 1,767.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,378.00 (+1,767.36%)	$564,200 (+1,141.83%) Land $151,500 Building $412,700	$564,200 (+645.31%) Land $151,500 Building $412,700
2025	$288.00	$45,433	$75,700 Land $75,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1740 Commodore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1740 Commodore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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