1740 Central Dr, Gary, IN 46407 Property Records

Lake County property record for 1740 Central Dr, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 4,000 sqft · built 1953
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on Record
Last Sale$173,290 (May 2026)
Tax Bill$2,341 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0536-0006

Property Details

APN / Parcel Number

Primary APN001-25-46-0536-0006
Alternative APNs
  • 45-08-11-305-006.000-004
  • 254605360006

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area4,000 sqft Living Area
1st Floor Area2,000 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1968
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,803 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
View / LotExtra Front
Garage Area2,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1740 CENTRAL DR
CityGARY
StateIN
Zip46407-1648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORRECTED PLAT OF MARSHALLTOWN ALL L.6 BL.2
Legal SubdivisionCORRECTED PLAT OF MARSHALLTOWN
Legal Block2
Legal Lot Number6
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1022
Census Tract11400

Owner

Source: Lake County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1740 CENTRAL DR, GARY, IN 46407-1648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED FEDERAL CREDIT UNION
May 21, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED FEDERAL CREDIT UNION
Dec 7, 2023Warranty Deed, Transfer
Jan 12, 2023Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleDec 7, 2023
Deed Document Number2026520753
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMay 21, 2026
Property Address1740 CENTRAL DR, GARY, IN 46407-1648
Document Number0000520753
Instrument DateMay 20, 2026
Instrument2026520753
Transaction TypeTransfer
Record UpdatedJun 1, 2026
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 CENTRAL DR, GARY, IN 46407-1648

Mortgage

Document Number0000520754,
DateMay 21, 2026
Instrument2026520754
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

Mortgage

Document Number0000520755,
DateMay 21, 2026
Instrument2026520755
Lender
Agreement
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMay 21, 2026
Property Address1740 CENTRAL DR, GARY, IN 46407-1648
Document Number0000020753
Instrument DateMay 20, 2026
Instrument2026520753
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 CENTRAL DR, GARY, IN 46407-1648

Mortgage

Document Number0000520754,
DateMay 21, 2026
Instrument2026520754
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000520755,
DateMay 21, 2026
Instrument2026520755
Lender
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 7, 2023
Property Address1740 CENTRAL DR, GARY, IN 46407-1648
Document Number0000040221
Map ReferenceMB 29 PG 95
Instrument DateDec 7, 2023
Instrument2023-540221
Transaction TypeTransfer
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4000 W 91ST PL, MERRILLVILLE, IN 46410-5924

January 2023: Public Action, Foreclosure

Document TypePublic Action
JurisdictionLAKE IN
Recording DateJan 12, 2023
Property Address1740 CENTRAL DR, GARY, IN 46407-1648
Document Number0000001351
Instrument DateJan 5, 2023
Instrument2023-001351
Transaction TypeForeclosure
Record UpdatedJan 24, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6656 SPURR AVE, PORTAGE, IN 46368-2457

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$102,800 (+15.9%) Land $8,900 Building $93,900$102,800 (+15.9%) Land $8,900 Building $93,900
2024$2,341.00 (-96.49%)
2023$88,700 (+21.51%) Land $8,900 Building $79,800$88,700 (+21.51%) Land $8,900 Building $79,800
2022$66,772.00$73,000 Land $8,900 Building $64,100$73,000 Land $8,900 Building $64,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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