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1740 4th St, Southport (Panama City), FL 32409 Property Records

Bay County property record for 1740 4th St, Southport, FL 32409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,593 sqft · built 2008
Lot Size0.148 acres (6,490 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Feb 2023)
Tax Bill$2,442 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN08343-030-000

Property Details

APN / Parcel Number

Primary APN08343-030-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,593 sqft Heated Area
Gross Area2,187 sqft
1st Floor Area1,593 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,490 sqft (0.148 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area480 sqft
DrivewayDriveway
Driveway Area464 sqft

Exterior Amenities

PorchPorch
Porch Area114 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1740 4TH ST
CitySOUTHPORT
StateFL
Zip32409-5007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHPORT PLAT 101B1 E 43.7' LOT 4 & W 6.3' LOT 3 AKA PRCL 4
Legal Range14W
Legal Township02S
Legal Section28
Legal SubdivisionSOUTHPORT PLAT
Legal Block93
Legal Lot Number3,4
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group1
Census Block1078
Census Tract203

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1740 4TH ST, SOUTHPORT, FL 32409-5007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2023 · Amount on Record
Deed SaleFeb 10, 2023 · Amount on Record
Prior SaleMar 14, 2008 · Amount on Record
Deed Document Number0004656599
Deed Book / Page4656 / 599
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 10, 2023
Property Address1740 4TH ST, SOUTHPORT, FL 32409-5007
Document Number0046560599
Book / Page4656 / 599
Map ReferenceMB 4 PG 62
Instrument DateFeb 10, 2023
Instrument2023008241
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address641 BEGONIA ST SE, DEMOTTE, IN 46310-9052

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1740 4TH ST, SOUTHPORT, FL 32409-5007

Mortgage

Document Number0004656601
DateFeb 10, 2023
Instrument4656/601
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,442.00 (+87.99%) Homeowner's exemption$237,051 (+69.72%)$244,510 (+57.47%) Land $16,368 Building $228,142
2023$1,299.00 (+11.5%) Homeowner's exemption$139,669 (+3%)$155,272 (+8.32%) Land $13,152 Building $142,120
2022$1,165.00 Homeowner's exemption$135,601$143,351 Land $13,152 Building $130,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 326 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies389 units insured
incl. 63 condo units
Nearby Flood Claims20 (1995–2021)
Claims Outside the SFHA2 of 20
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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