1740 120th St, Cameron, IL 61423 Property Records

Warren County property record for 1740 120th St, Cameron, IL 61423

Property Summary

Property Type	Single Family Home
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2025)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-001-008-00`

Property Details

APN / Parcel Number

Primary APN	`08-001-008-00`

Interior

Building Area	4,009 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	97,139 sqft (2.23 acres)
Lot Dimensions	293 ft deep x 332 ft wide

Location & Zoning

Street Address	1740 120TH ST
City	CAMERON
State	IL
Zip	61423-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1 T10 R2 332' X 293' BEG 16' S NE COR SE
Legal Range	02
Legal Township	10
Legal Section	01
Jurisdiction	WARREN IL
Township / Civil Division	LENOX
Census Block Group	2
Census Block	2078
Census Tract	870300

Owner

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1740 120TH ST, CAMERON, IL 61423-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage TOMPKINS STATE BANK
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CBI BANK & TRUST
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Deed Document Number	2025752
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN IL
Recording Date	Sep 8, 2023
Property Address	1740 120TH ST, CAMERON, IL 61423-9608
Document Number	02023R1487
Instrument Date	Sep 5, 2023
Instrument	2023R-1487
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1740 120TH ST, CAMERON, IL 61423-9608

Mortgage

Document Number	02023R1488
Date	Sep 8, 2023
Instrument	2023R-1488

Lender

Name	TOMPKINS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jun 5, 2024

Interest

Rate Type	Adjustable Rate
Rate	6.75%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	1740 120TH ST, CAMERON, IL 61423-9608
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022R1421
Date	Jul 28, 2022
Instrument	2022R-1421

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2052

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	1740 120TH ST, CAMERON, IL 61423-9608
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R1344
Date	Jul 1, 2020
Instrument	2020R-1344

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	1740 120TH ST, CAMERON, IL 61423-9608
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R0185
Date	Jan 29, 2019
Instrument	2019R-0185

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Lenox Township
Unified School District	United Community School District 304 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (-53.24%) Homeowner's exemption	$83,540 (+7.24%) Land $4,280 Building $79,260	$250,620 (+7.24%) Land $12,840 Building $237,780
2024		$77,900 (+47.29%) Land $3,990 Building $73,910	$233,700 (+47.29%) Land $11,970 Building $221,730
2022	$3,445.00 Homeowner's exemption	$52,890 Land $3,490 Building $49,400	$158,670 Land $10,470 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

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