174 Willow St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 174 Willow St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,602 sqft · built 1915
Lot Size	0.076 acres (3,320 sqft)
Owner	Individual Name on File
Last Sale	$659,000 (Nov 2023)
Tax Bill	$5,082 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172 0000 0013 A`

Property Details

APN / Parcel Number

Primary APN	`172 0000 0013 A`
Alternative APN	`LAWR M:0172 B:0000 L:0013`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,602 sqft Living Area
Gross Area	4,383 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,320 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	172 0000 0013 A
Street Address	174 WILLOW ST
City	LAWRENCE
State	MA
Zip	01841-1014
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	13
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1004
Census Tract	250400

Owner

174 Willow St, a duplex, is owned and occupied by an individual who bought it in November 2023.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	174 WILLOW ST, LAWRENCE, MA 01841-1014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage HARBORONE MORTGAGE
Dec 27, 2019	Quit Claim Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE
Apr 24, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Dec 27, 2019 · Amount on File
Deed Document Number	202318249
Deed Book / Page	17868 / 302
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000018249
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 2, 2023
Property Address	174 WILLOW ST, LAWRENCE, MA 01841-1014
Document Number	017868-302
Book / Page	17868 / 302
Instrument Date	Nov 1, 2023
Instrument	18249
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 WILLOW ST, LAWRENCE, MA 01841-1014

Mortgage

Document Number	0000018250
Date	Nov 2, 2023
Instrument	18250

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	017868-322
Date	Nov 2, 2023
Book Page	17868/322
Instrument	18251

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	174 WILLOW ST, LAWRENCE, MA 01841-1014
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017213-273
Date	Nov 2, 2021
Book Page	17213/273
Instrument	36437

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 27, 2019
Property Address	174 WILLOW ST, LAWRENCE, MA 01841-1014
Document Number	16135-325
Book / Page	16135 / 325
Instrument Date	Dec 27, 2019
Instrument	33183
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 WILLOW ST, LAWRENCE, MA 01841-1014

Mortgage

Document Number	33184
Date	Dec 27, 2019
Instrument	33184

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	174 WILLOW ST, LAWRENCE, MA 01841-1014
Document Number	15066-209
Book / Page	015066 / 000209
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15066-209
Date	May 1, 2017
Book Page	015066/000209
Instrument	10620

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 174 Willow St was $5,082, up 3.1% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,082.00 (+3.06%)	$588,200 (+4.98%) Land $98,400 Building $489,800	$690,437
2025	$4,931.00 (+4.76%)	$560,300 (+10.1%) Land $98,400 Building $461,900
2024	$4,707.00 (-3.51%)	$508,900 (+6%) Land $103,400 Building $405,500
2023	$4,878.00	$480,100 Land $99,800 Building $380,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 174 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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