Ashe County property record for 174 Wiley St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,170 sqft · built 1964 |
| Lot Size | 0.36 acres (15,832 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 2017) |
| Tax Bill | $1,537 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-237 |
| Primary APN | 09263-001-237 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 1,170 sqft Heated Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Lot Area | 15,832 sqft (0.36 acres) |
| Account Number | 99735 |
|---|---|
| Street Address | 174 WILEY ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 203-207 FROM EDWIN HOUCK WILEY ST (RURAL PAVE |
| Legal Subdivision | THOMAS SUBDIVISION |
| Legal Lot Number | 203-207 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970502 |
Source: Ashe County records · APN 09263-001-237
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 WILEY ST, JEFFERSON, NC 28640-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2017 | Deed of Trust, Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Dec 08, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2017 · Amount on Record |
| Deed Sale | Apr 04, 2017 · Amount on Record |
| Prior Sale | Jul 18, 2013 · Amount on Record |
| Deed Document Number | 20171459 |
| Deed Book / Page | 479 / 1610 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 174 WILEY ST, JEFFERSON, NC 28640-9512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00479/1623 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 0479/1623 |
| Instrument | 01461 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 174 WILEY ST, JEFFERSON, NC 28640-9512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 174 WILEY ST, JEFFERSON, NC 28640-9512 |
| Document Number | 00535/1991 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 535/1991 |
| Instrument | 7351 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Apr 04, 2017 |
| Property Address | 174 WILEY ST, JEFFERSON, NC 28640-9512 |
| Document Number | 00479/1610 |
| Book / Page | 0479 / 1610 |
| Map Reference | PL 1 PG 69 |
| Instrument Date | Mar 08, 2017 |
| Instrument | 01459 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 WILEY ST, JEFFERSON, NC 28640-9512 |
| Name | Verified Name |
|---|---|
| Address | 415 MINE BRANCH RD, BLOWING ROCK, NC 28605-9541 |
| Document Number | 00479/1613 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 0479/1613 |
| Instrument | 01460 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,537.00 (+4.77%) | $199,700 (-) Land $35,000 Building $164,700 | $199,700 (-) Land $35,000 Building $164,700 |
| 2023 | $1,467.00 (+17.08%) | $199,700 (+68.24%) Land $35,000 Building $164,700 | $199,700 (+68.24%) Land $35,000 Building $164,700 |
| 2022 | $1,253.00 | $118,700 Land $20,000 Building $98,700 | $118,700 Land $20,000 Building $98,700 |
Source: FEMA National Flood Hazard Layer as of June 2, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
Based on FCC filings for 145 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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