174 Whitney Rd, Penfield, NY 14526 Property Records

Monroe County and Perinton Town property record for 174 Whitney Rd, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,257 sqft · built 1950
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (May 1997)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264489 139.14-1-31`

Property Details

APN / Parcel Number

Primary APN	`264489 139.14-1-31`
Alternative APNs	`44891391400001031000` `04561060000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	873 sqft
Upper Floors Area	384 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	181 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	274 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04561060000
Street Address	174 WHITNEY RD
City	PENFIELD
State	NY
Zip	14526-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES C
Legal Description	LOT 55 TWP 12 RNG 4 MELTON L3 & 4 0093010
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	MONROE NY
Township / Civil Division	PERINTON
Census Block Group	5
Census Block	5015
Census Tract	11901

Owner

Source: Monroe County and Perinton Town records · APN 264489 139.14-1-31

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 WHITNEY RD, PENFIELD, NY 14526-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 1997 · Amount on Record
Deed Sale	May 30, 1997 · Amount on Record
Deed Book / Page	8875 / 79
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	174 WHITNEY RD, PENFIELD, NY 14526-2319
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000950
Date	Dec 04, 2023
Book Page	30520/446
Instrument	202312040950

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Perinton Town records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Perinton Town
Unified School District	Fairport Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,862.00 (+10.35%)	$131,900 (-) Land $36,400 Building $95,500	$231,400 (+24.54%) Land $63,859 Building $167,541
2023		$131,900 (-) Land $36,400 Building $95,500	$185,800 (+12.67%) Land $51,275 Building $134,525
2022		$131,900 Land $36,400 Building $95,500	$164,900 Land $45,507 Building $119,393
2021	$4,406.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Aug 1978 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 311 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCWA public/private · serves 525,262 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.