174 Whaley St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 174 Whaley St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,278 sqft · built 1921
Lot Size0.168 acres (7,335 sqft)
Owner2 Individual Names on Record
Last Sale$136,000 (Sep 1996)
Tax Bill$7,676 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN62-133-00-0023

Property Details

APN / Parcel Number

Primary APN62-133-00-0023
Alternative APNs
  • 2009-62-133-00-0023-0
  • 62133000023000000000
  • 282009 62.-133-23
  • 62133 00230

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,278 sqft Living Area
Gross Area1,454 sqft
1st Floor Area792 sqft
AtticAttic
Attic Area37 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,335 sqft (0.168 acres)
Lot Dimensions163 ft deep x 45 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area176 sqft
Balcony Area37 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62133 00230
Street Address174 WHALEY ST
CityFREEPORT
StateNY
Zip11520-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block133
Legal Lot Number23
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4003
Census Tract414303

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address174 WHALEY ST, FREEPORT, NY 11520-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Line of Credit
FOURLEAF FCU
Oct 3, 2025Deed of Trust, Mortgage · Line of Credit
FOURLEAF FCU
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 1996 · Amount on Record
Deed SaleSep 27, 1996 · Amount on Record
Deed Book / Page10699 / 775
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 WHALEY ST, FREEPORT, NY 11520-4223
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 WHALEY ST, FREEPORT, NY 11520-4223

Mortgage

Document NumberM481560264
DateOct 3, 2025
Book PageM48156/264
Instrument2025-63920
Lender
NameFOURLEAF FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 WHALEY ST, FREEPORT, NY 11520-4223
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 WHALEY STREET, VALLEY STREAM, NY 11580

Mortgage

Document NumberM481560270
DateOct 3, 2025
Book PageM48156/270
Instrument2025-63921
Lender
NameFOURLEAF FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 WHALEY ST, FREEPORT, NY 11520-4223
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0462220227
DateJan 12, 2022
Book Page46222/227
Instrument2022-005171
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 11, 2032
Interest
Rate TypeFixed Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address174 WHALEY ST, FREEPORT, NY 11520-4223
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0462220221
DateJan 12, 2022
Book Page46222/221
Instrument2022-005170
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356 (-) Land $168 Building $188$356,000 (-)
2025$7,676.00 (-7.47%)
2023$8,296.00 Additional exemption filed$356 Land $168 Building $188$356,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1979–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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