174 Washington St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 174 Washington St, Reading, MA 01867

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,114 sqft · built 2015
Lot Size0.553 acres (24,105 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Dec 2015)
Tax Bill$9,118 (2026)
Deeds & MortgagesMay 2017 Mortgage
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:017.0-0001-0059.0

Property Details

APN / Parcel Number

Primary APNREAD M:017.0-0001-0059.0
Alternative APNs
  • 55000000017
  • 550000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area2,114 sqft Living Area
Gross Area4,826 sqft
Basement Area910 sqft
Unfinished Basement910 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,105 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number55000000017
Street Address174 WASHINGTON ST
CityREADING
StateMA
Zip01867-3250
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group4
Census Block4024
Census Tract334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address174 WASHINGTON ST, READING, MA 01867-3250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2017Deed of Trust, Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
Nov 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2015 · Amount on Record
Deed SaleDec 1, 2015 · Amount on Record
Deed Book / Page66461 / 310
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address174 WASHINGTON ST, READING, MA 01867-3250
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69297-274
DateMay 18, 2017
Book Page69297/274
Instrument73524
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address174 WASHINGTON ST, READING, MA 01867-3250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76294-147
DateNov 30, 2020
Book Page76294/147
Instrument225517
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,118.00 (-0.76%)$831,900 (+3.12%) Building $831,900$960,676 (+2.43%)
2025$9,188.00 (+0.32%)$806,700 (+3.22%) Building $806,700$937,840 (+2.29%)
2024$9,159.00 (-2.18%)$781,500 (+5.08%) Building $781,500$916,845
2023$9,363.00$743,700 Building $743,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Washington St

Nearby Streets

Search Property Records by Address or Parcel Number