174 W Winter St, Delaware, OH 43015 Property Records

Delaware County property record for 174 W Winter St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1957
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Jun 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-21-020-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-21-020-000`
Alternative APN	`142935.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	3,213 sqft
1st Floor Area	1,760 sqft
Basement Area	1,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	135 ft deep x 64 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Deck Area	370 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	174 W WINTER ST
City	DELAWARE
State	OH
Zip	43015-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS OL 31
Legal Subdivision	WEDGEWOOD SEC 04
Legal Lot Number	31
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2012
Census Tract	10100

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 W WINTER ST, DELAWARE, OH 43015-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jun 18, 2025	Affidavit of Death of Joint Tenant, Transfer
Jun 25, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2025
Transfer Doc	0000013811
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	174 W WINTER ST, DELAWARE, OH 43015-2452
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 W WINTER ST, DELAWARE, OH 43015-2452

Mortgage

Document Number	0000032290
Date	Nov 2, 2022
Book Page	2001/295
Instrument	202200032290

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	821 Months
Due	Apr 14, 2091

June 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DELAWARE OH
Recording Date	Jun 18, 2025
Property Address	174 W WINTER ST, DELAWARE, OH 43015-2452
Document Number	0000013811
Book / Page	2162 / 803
Instrument Date	Jun 9, 2025
Instrument	202500013811
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 W WINTER ST, DELAWARE, OH 43015-2452

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 25, 2025
Property Address	174 W WINTER ST, DELAWARE, OH 43015-2452
Document Number	0000014256
Book / Page	2163 / 502
Instrument Date	Jun 9, 2025
Instrument	202500014256
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 (+4.99%)	$107,490 (-) Land $21,810 Building $85,680	$307,100 (-) Land $62,300 Building $244,800
2024	$4,612.00 (-0.82%) Homeowner's exemption	$107,490 (-) Land $21,810 Building $85,680
2023	$4,650.00 Homeowner's exemption	$107,490 Land $21,810 Building $85,680	$307,100 Land $62,300 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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