174 W Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 174 W Bridge St, Oswego, NY 13126

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	11,032 sqft · built 1998
Lot Size	0.774 acres (33,750 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Aug 1998)
Tax Bill	$27,796 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 127.68-06-23`

Property Details

APN / Parcel Number

Primary APN	`351200 127.68-06-23`
Alternative APNs	`120012706800060230000000` `1754 M`

Interior

Stories	1 Story
Building Area	11,032 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Lot Area	33,750 sqft (0.774 acres)
Lot Dimensions	150 ft deep x 225 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1754 M
Street Address	174 W BRIDGE ST
City	OSWEGO
State	NY
Zip	13126-1443
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	TB
Legal Description	M 6, L 99, S 21,22 686-013-000
Legal Subdivision	VAN BUREN TRACT
Legal Block	6
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1004
Census Tract	21602

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3786, SYRACUSE, NY 13220-3786
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 1998 · Amount on Record
Deed Sale	Aug 13, 1998 · Amount on Record
Deed Book / Page	1422 / 258
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	174 W BRIDGE ST, OSWEGO, NY 13126-1443
Document Number	0000005700
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3786 SYRACUSE NY 132203786, SYRACUSE, NY 13220-3786

Mortgage

Document Number	0000005700
Date	Jul 14, 2020
Instrument	5700

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,796.00 (-5.45%)
2025	$29,397.00	$1,500,000 (+30.43%) Land $210,000 Building $1,290,000	$1,500,000 (+8.26%) Land $210,000 Building $1,290,000
2023		$1,150,000 Land $400,000 Building $750,000	$1,385,542 Land $481,928 Building $903,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1991–2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20