174 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 174 Villa St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details1 ba · 830 sqft · built 1900
Lot Size0.6 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Feb 2016)
Tax Bill$3,714 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-354-007

Property Details

APN / Parcel Number

Primary APN06-13-354-007

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area830 sqft Living Area
Gross Area1,452 sqft
Basement Area622 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area2,614 sqft (0.6 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address174 VILLA ST
CityELGIN
StateIL
Zip60120-6537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWM F SYLLAS RESUB OF LOTS A, B, C, D, E, & F OF COUNTY CLERKS SUB OF OUTLOTS 21, 22, & 23 OF J T GIFFORDS ADDN TO ELGIN & LOTS A, B, C, & D OF COUNTY CLERKS SUB OF BLOCK 3 OF RAILROAD ADDN NORTH WESTERLY .495 FT LOT 8 & EXCEPT NORTH WESTERLY .99 FT L
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block2
Legal Lot NumberA,B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2046
Census Tract854600

Owner

174 Villa St is owned and occupied by an individual who bought it in February 2016.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address174 VILLA ST, ELGIN, IL 60120-6537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2016 · Amount on File
Deed SaleFeb 25, 2016 · Amount on File
Deed Document Number20169060
Prior Transfer DateDec 14, 2015
Prior Transfer Doc0000009056
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 174 Villa St was $3,714.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,714.00$48,691 (+8.57%) Land $9,421 Building $39,270$146,131 (+8.57%) Land $28,274 Building $117,857
2024$44,847 Land $8,677 Building $36,170$134,595 Land $26,041 Building $108,553
2022$3,203.00 (+3.96%)$36,944 (+6.96%) Land $7,148 Building $29,796$110,832 (+6.96%) Land $21,444 Building $89,388
2021$3,081.00$34,540 Land $6,683 Building $27,857$103,620 Land $20,049 Building $83,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Villa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 174 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Villa St

Nearby Streets

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