174 Vandy Cir, Sparta, TN 38583 Property Records

White County property record for 174 Vandy Cir, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,116 sqft · built 1978
Lot Size	0.517 acres (22,540 sqft)
Owner	Company Name on Record
Last Sale	$93,850 (Jan 2017)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093051I B 00300`

Property Details

APN / Parcel Number

Primary APN	`093051I B 00300`
Alternative APN	`051I B 00300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,540 sqft (0.517 acres)
Lot Dimensions	161 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	174 VANDY CIR
City	SPARTA
State	TN
Zip	38583-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: RIMROCK MESA S/D; LOT: 71
Legal Subdivision	RIMROCK MESA S/D
Legal Lot Number	71
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3067
Census Tract	935000

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	174 VANDY CIR, SPARTA, TN 38583-2950
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Document Number	2017236
Deed Book / Page	391 / 417
Prior Transfer Date	Mar 7, 2012
Prior Transfer Doc	0RB309/741
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 24, 2017
Property Address	174 VANDY CIR, SPARTA, TN 38583-2950
Document Number	0000000236
Book / Page	000391 / 000417
Instrument Date	Jan 17, 2017
Instrument	236
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.24
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 VANDY CIR SPARTA TN 385832950, SPARTA, TN 38583-2950

Mortgage

Document Number	237
Date	Jan 24, 2017
Book Page	000391/000419
Instrument	237

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (+33.05%)	$44,250 (+93.44%) Land $6,250 Building $38,000	$177,000 (+93.44%) Land $25,000 Building $152,000
2023		$22,875 (-) Land $3,250 Building $19,625
2022		$22,875 Land $3,250 Building $19,625	$91,500 (-) Land $13,000 Building $78,500
2021	$469.00
2020			$91,500 Land $13,000 Building $78,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vandy Cir

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