174 Twine St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 174 Twine St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1997
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$388 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2017 Reverse Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`212950-0000`

Property Details

APN / Parcel Number

Primary APN	`212950-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,104 sqft
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	82 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	132 sqft
Carport	Carport
Carport Area	132 sqft
Porch	Finished Screened Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	174 TWINE ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUENA ESPERANZA SUB CITY LOT 1 BLK 13 OR1280/1877 & 6240/111 (L/E)
Legal Range	30E
Legal Township	07S
Legal Section	19
Legal Subdivision	BUENA ESPERANZA SUBDIVISION
Legal Block	13
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2013
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer
Feb 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY/ST AUGUSTINE FL
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY/ST AUGUSTINE
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 7, 2025
Transfer Doc	0062400111
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 16, 2025
Property Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119
Document Number	0062400111
Book / Page	6240 / 111
Instrument Date	Oct 7, 2025
Instrument	2025084527
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043291824
Date	Feb 10, 2017
Book Page	4329/1824
Instrument	2017010168

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	77113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119
Document Number	0047821231
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TWINE ST ST AUGUSTINE FL 320845119, ST AUGUSTINE, FL 32084-5119

Mortgage

Document Number	0047821231
Date	Aug 21, 2019
Book Page	004782/001231
Instrument	62087

Lender

Name	CITY/ST AUGUSTINE FL
Address	PO BOX 210, ST AUGUSTINE, FL 32085-0210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2029

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119
Document Number	0047741181
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TWINE ST ST AUGUSTINE FL 320845119, ST AUGUSTINE, FL 32084-5119

Mortgage

Document Number	0047741181
Date	Aug 8, 2019
Book Page	004774/001181
Instrument	58098

Lender

Name	CITY/ST AUGUSTINE
Address	PO BOX 210, ST AUGUSTINE, FL 32085-0210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	174 TWINE ST, SAINT AUGUSTINE, FL 32084-5119
Document Number	0043291837
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TWINE ST ST AUGUSTINE FL 320845119, ST AUGUSTINE, FL 32084-5119

Mortgage

Document Number	0043291837
Date	Feb 10, 2017
Book Page	004329/001837
Instrument	10169

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	Feb 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,074 (+2.7%)	$362,368 (+6.14%) Land $168,000 Building $194,368
2025	$388.00 (+17.93%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$81,864 (+2.9%)	$341,399 (+1.07%) Land $168,000 Building $173,399
2024	$329.00 (+2.49%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$79,557 (+3%)	$337,797 (-4.77%) Land $168,000 Building $169,797
2023	$321.00 (-9.83%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$77,240 (+3%)	$354,729 (+20.87%) Land $168,000 Building $186,729
2022	$356.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$74,990	$293,489 Land $159,936 Building $133,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 376 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	389 units insured incl. 13 condo units
Nearby Flood Claims	284 (1982–2024)
Claims Outside the SFHA	3 of 284
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 26 claims Hurricane Irma, Sep 2017 · 84 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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