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174 Thomas St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 174 Thomas St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details2,526 sqft · built 1907
Lot Size0.192 acres (8,368 sqft)
Owner2 Individual Names on Record
Last Sale$882,000 (Jun 2023)
Tax Bill$15,564 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00223-0000-00008

Property Details

APN / Parcel Number

Primary APN02-00223-0000-00008
Alternative APN
  • 020022300008

Interior

Stories1 Story
Building Area2,526 sqft Living Area
1st Floor Area2,526 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Lot Area8,368 sqft (0.192 acres)
Lot Dimensions186 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number020022300008
Street Address174 THOMAS ST
CityBLOOMFIELD
StateNJ
Zip07003-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal Description45 X 186
Legal Block223
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4001
Census Tract15600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glen Ridge Historic District (Boundary Increase)
listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address174 THOMAS ST, BLOOMFIELD, NJ 07003-2506
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed, Transfer · Stand-Alone First Mortgage
VISIONS FCU
Sep 1, 2017Deed of Trust, Mortgage
JERSEY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleJul 19, 2006 · Amount on Record
Deed Document Number202339650
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJun 30, 2023
Property Address174 THOMAS ST, BLOOMFIELD, NJ 07003-2506
Document Number0000039650
Instrument DateJun 26, 2023
Instrument2023039650
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address174 THOMAS ST, BLOOMFIELD, NJ 07003-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 THOMAS ST, BLOOMFIELD, NJ 07003-2506

Mortgage

Document Number0000039651
DateJun 30, 2023
Instrument2023039651
Lender
NameVISIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJul 1, 2033
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
Max Rate11.2%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address174 THOMAS ST, BLOOMFIELD, NJ 07003-2506
Document Number0000080012
Instrument DateSep 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 THOMAS ST BLOOMFIELD NJ 070032506, BLOOMFIELD, NJ 07003-2506

Mortgage

Document Number0000080012
DateSep 11, 2017
Instrument80012
Lender
NameJERSEY MTG
TypeMortgage Company
AddressCRANFORD, NJ 07016
Agreement
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,100 (-) Land $171,900 Building $274,200$446,100 (-) Land $171,900 Building $274,200
2025$15,564.00 (+2.86%)$446,100 (-) Land $171,900 Building $274,200$446,100 (-) Land $171,900 Building $274,200
2024$15,131.00 (+5.93%)
2023$446,100 (-) Land $171,900 Building $274,200$446,100 (-) Land $171,900 Building $274,200
2022$14,284.00 (+1.88%)$446,100 Land $171,900 Building $274,200$446,100 Land $171,900 Building $274,200
2021$14,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims95 (1981–2024)
Claims Outside the SFHA5 of 95
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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