174 Sugar Mill Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 174 Sugar Mill Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,438 sqft · built 2016
Lot Size	0.381 acres (16,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Oct 2019)
Tax Bill	$7,346 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2018 Line of Credit + 1 more
APN	`0143-03-0014`

Property Details

APN / Parcel Number

Primary APN	`0143-03-0014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,438 sqft Living Area
1st Floor Area	3,438 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	16,602 sqft (0.381 acres)
Garage Type	Attached
Garage Area	761 sqft

Exterior Amenities

Pool Area	348 sqft
Porch	Open Porch
Porch Area	594 sqft
Patio Area	545 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	174 SUGAR MILL DR
City	OSPREY
State	FL
Zip	34229-9079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 68 OAKS
Legal Range	18E
Legal Township	38S
Legal Section	03
Legal Subdivision	OAKS
Legal Tract	2173
Legal Lot Number	68
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1011
Census Tract	2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 SUGAR MILL DR, OSPREY, FL 34229-9079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Warranty Deed, Transfer BANK OF AMERICA
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Nov 20, 2017	Warranty Deed DHI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	2019146331
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Oct 23, 2019
Property Address	174 SUGAR MILL DR, OSPREY, FL 34229-9079
Document Number	0000146331
Instrument Date	Oct 8, 2019
Instrument	146331
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,705.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 SUGAR MILL DR OSPREY FL 342299079, OSPREY, FL 34229-9079

Mortgage

Document Number	146332
Date	Oct 23, 2019
Instrument	146332

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	174 SUGAR MILL DR, OSPREY, FL 34229-9079
Document Number	0000010991
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SUGAR MILL DR OSPREY FL 342299079, OSPREY, FL 34229-9079

Mortgage

Document Number	0000010991
Date	Jan 26, 2018
Instrument	10991

Lender

Name	IBERIABANK
Type	Bank
Address	SARASOTA, FL 34231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 20, 2017
Property Address	174 SUGAR MILL DR, OSPREY, FL 34229-9079
Document Number	0000143111
Instrument Date	Nov 17, 2017
Instrument	143111
Record Updated	Dec 11, 2017
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Tax	$5,600.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SUGAR MILL DR OSPREY FL 342299079, OSPREY, FL 34229-9079

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,346.00 (-5.31%) Homeowner's exemption	$677,254 (+5.99%)	$1,146,000 (+4.79%) Land $288,100 Building $857,900
2023	$7,758.00 (+3.04%) Homeowner's exemption	$638,997 (+3%)	$1,093,600 (+17.25%) Land $229,100 Building $864,500
2022	$7,529.00 Homeowner's exemption	$620,385	$932,700 Land $96,900 Building $835,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 units insured incl. 12 condo units
Nearby Flood Claims	39 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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