Henderson County property record for 174 Stepp Mill Rd, Hendersonville, NC 28792
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,768 sqft · built 2023 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Dec 2022) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9599881824 |
| Primary APN | 9599881824 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,768 sqft Heated Area |
| 1st Floor Area | 1,768 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 19,166 sqft (0.44 acres) |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10007638 |
|---|---|
| Street Address | 174 STEPP MILL RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-5467 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 10007638~R |
| Legal Description | MINOR SUBDIVISION 0.50 ACRES LO4 PL2021-13531 |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Block | 88 |
| Legal Lot Number | 1824 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 15631, ASHEVILLE, NC 28813-0631 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 2022990919 |
| Deed Book / Page | 3995 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 12, 2022 |
| Property Address | 174 STEPP MILL RD, HENDERSONVILLE, NC 28792-5467 |
| Document Number | 0039950001 |
| Book / Page | 3995 / 1 |
| Map Reference | SL 13531 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 990919 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15631, ASHEVILLE, NC 28813-0631 |
| Document Number | 0000990920 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 990920 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,000 (+187.78%) Land $90,000 Building $169,000 | ||
| 2025 | $1,478.00 | ||
| 2023 | $90,000 Land $90,000 | $259,000 Land $90,000 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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