174 State Rte 17, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 174 State Rte 17, Upper Saddle River, NJ 07458

Property Summary

Property Type	Commercial
Details	3,140 sqft
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Sep 2023)
Tax Bill	$20,948 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-01302-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`63-01302-0000-00013`
Alternative APNs	`630130200013` `181420`

Interior

Stories	1 Story
Building Area	3,140 sqft Gross Area
1st Floor Area	3,140 sqft

Exterior

Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	47,916 sqft

Location & Zoning

Account Number	181420
Street Address	174 STATE RT 17
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2306
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	HIR
Legal Description	1.100 AC 3140SF RETAIL
Legal Block	1302
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3024
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	145 STATE RT 17, UPPER SADDLE RIVER, NJ 07458-2305
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Sep 10, 1985
Deed Document Number	202360903
Deed Book / Page	5083 / 655
Prior Transfer Date	Jul 9, 1999
Prior Transfer Doc	0000130443
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 15, 2023
Property Address	174 STATE RT 17, UPPER SADDLE RIVER, NJ 07458-2306
Document Number	0050830655
Book / Page	5083 / 655
Instrument Date	Sep 7, 2023
Instrument	2023060903
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 STATE RT 17, UPPER SADDLE RIVER, NJ 07458-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	174 STATE RT 17, UPPER SADDLE RIVER, NJ 07458-2306

Mortgage

Document Number	2023060904
Date	Sep 15, 2023
Instrument	2023060904

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$808,800 (-) Land $679,300 Building $129,500	$808,800 (-) Land $679,300 Building $129,500
2025	$20,948.00 (+1.73%)	$808,800 (-) Land $679,300 Building $129,500	$808,800 (-) Land $679,300 Building $129,500
2024	$20,592.00 (+2.95%)
2023		$808,800 (-) Land $679,300 Building $129,500	$808,800 (-) Land $679,300 Building $129,500
2022	$20,001.00 (+0.2%)	$808,800 Land $679,300 Building $129,500	$808,800 Land $679,300 Building $129,500
2021	$19,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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