174 Spruce St, Mountain Park (Roswell), GA 30075 Property Records

Fulton County property record for 174 Spruce St, Mountain Park, GA 30075

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,013 sqft · built 1920
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$216,200 (May 2022)
Tax Bill$2,559 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN22-3291-1225-141-5

Property Details

APN / Parcel Number

Primary APN22-3291-1225-141-5
Alternative APNs
  • 22 32911225141
  • 2415045

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,013 sqft Living Area
1st Floor Area1,013 sqft
Basement Area1,013 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Lot Area7,501 sqft (0.172 acres)
View / LotNeighborhood / Spot

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address174 SPRUCE ST
CityROSWELL
StateGA
Zip30075-1784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDATA VERIFIED
Legal SubdivisionMOUNTAIN PARK
Legal Block2
Legal Lot Number19
JurisdictionFULTON GA
Township / Civil DivisionROSWELL-ALPHARETTA
Census Block Group2
Census Block2022
Census Tract11512

Owner

174 Spruce St is owned by an individual who bought it in May 2022.

Source: Fulton County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address415 OAK HAVEN DR, ALTAMONTE SPRINGS, FL 32701-6317
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE
Jan 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 27, 2022Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE AFFINITY
Oct 30, 2018Grant Deed, Transfer
ATTORNEY ONLY
Oct 30, 2018Grant Deed, Transfer
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2022 · Amount on File
Deed SaleMay 31, 2022 · Amount on File
Prior SaleOct 26, 2018 · Amount on File
Deed Document Number202223537
Deed Book / Page65748 / 500
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON GA
Property Address174 SPRUCE ST, ROSWELL, GA 30075-1784
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 SPRUCE ST, MOUNTAIN PARK, GA 30075-1784

Mortgage

Document Number0698380629
DateFeb 23, 2026
Book Page0000069838/0000000629
Instrument20260066960
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueJan 1, 2066

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON GA
Property Address174 SPRUCE ST, ROSWELL, GA 30075-1784
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 SPRUCE ST, ROSWELL, GA 30075-1784

Mortgage

Document Number0649860186
DateDec 15, 2021
Book Page0000064986/0000000186
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON GA
Property Address174 SPRUCE ST, ROSWELL, GA 30075-1784
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 SPRUCE ST, ROSWELL, GA 30075-1784

Mortgage

Document Number0685840236
DateJan 10, 2025
Book Page0000068584/0000000236
Instrument20240005719
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueJan 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON GA
Recording DateMay 27, 2022
Property Address174 SPRUCE ST, ROSWELL, GA 30075-1784
Document Number0657480500
Book / Page65748 / 500
Instrument DateMay 27, 2022
Instrument2022-023537
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 SPRUCE ST, ROSWELL, GA 30075-1784

Mortgage

Document Number0065748503
DateMay 27, 2022
Instrument65748/503
Lender
NameGUARANTEED RATE AFFINITY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term356 Months
DueJan 1, 2052

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFULTON GA
Recording DateOct 30, 2018
Property Address174 SPRUCE ST, MOUNTAIN PARK, GA 30075-1784
Document Number0593570530
Book / Page059357 / 000530
Instrument DateOct 26, 2018
Instrument283438
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$120.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 SPRUCE ST ROSWELL GA 300751784, ROSWELL, GA 30075-1784

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFULTON GA
Recording DateOct 30, 2018
Property Address174 SPRUCE ST, MOUNTAIN PARK, GA 30075-1784
Document Number0593570553
Book / Page059357 / 000553
Instrument DateOct 26, 2018
Instrument283440
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address174 SPRUCE ST ROSWELL GA 300751784, ROSWELL, GA 30075-1784

Mortgage

Document Number593570532
DateOct 30, 2018
Book Page059357/000532
Instrument283439
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 174 Spruce St was $2,559, up 4.1% from the year before.

Source: Fulton County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFulton County
MunicipalityMountain Park City
Unified School DistrictFulton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,320 (-15.64%) Land $30,280 Building $37,040$168,300 (-15.64%) Land $75,700 Building $92,600
2025$2,559.00 (+4.07%)$79,800 Land $55,640 Building $24,160$199,500 Land $139,100 Building $60,400
2024$2,459.00 (+13.95%)
2023$2,158.00 (+33.46%)$76,480 (+33.43%) Land $55,640 Building $20,840$191,200 (+33.43%) Land $139,100 Building $52,100
2022$1,617.00$57,320 Land $35,640 Building $21,680$143,300 Land $89,100 Building $54,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Spruce St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNTAIN PARK
serves 557 people · EPA ID GA1210007
Water SourcePurchased surface water from COBB CO.-MARIETTA WATER AUTH.
Last State InspectionMay 2025
Also Mapped HereCHEROKEE COUNTY

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

Nearby Streets

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