Northumberland County property record for 174 Spruce St, Elysburg, PA 17824
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2021) |
| Tax Bill | $3,021 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-050-150-B |
| Primary APN | 040-00-050-150-B |
|---|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Street Address | 174 SPRUCE ST |
|---|---|
| City | ELYSBURG |
| State | PA |
| Zip | 17824-7175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .36 AC |
| Jurisdiction | NORTHUMBERLAND PA |
| Township / Civil Division | RALPHO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 80800 |
174 Spruce St is owned and occupied by an individual who bought it in September 2021.
Source: Northumberland County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 SPRUCE ST, ELYSBURG, PA 17824-7175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on File |
| Deed Sale | Sep 16, 2021 · Amount on File |
| Prior Sale | Jul 9, 2009 · Amount on File |
| Deed Document Number | 202116198 |
| Deed Book / Page | 3123 / 605 |
| Prior Transfer Date | Jun 18, 2009 |
| Prior Transfer Doc | 002160/107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Sep 16, 2021 |
| Property Address | 174 SPRUCE ST, ELYSBURG, PA 17824-7175 |
| Document Number | 3123/605 |
| Book / Page | 3123 / 605 |
| Instrument Date | Sep 11, 2021 |
| Instrument | 202116198 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 S MAIN ST # 3, 3, MONTGOMERY, PA 17752-1121 |
| Document Number | 202116199 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 202116199 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 174 Spruce St was $3,021.
Source: Northumberland County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northumberland County |
| County Subdivision | Ralpho Township |
| Unified School District | Southern Columbia Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,021.00 | $24,900 Land $2,510 Building $22,390 | |
| 2024 | $2,714.00 | $24,900 (-) Land $2,510 Building $22,390 | |
| 2023 | $2,714.00 | $24,900 Land $2,510 Building $22,390 | |
| 1972 | $24,900 Land $2,510 Building $22,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 174 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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