Avery County property record for 174 Spruce Pine Rd, Newland, NC 28657
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,774 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,000 (Oct 2026) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1844-10-37-1465-00000 |
| Primary APN | 1844-10-37-1465-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 1,930 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 962 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Sheathing |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 289 sqft |
| Deck Area | 1,022 sqft |
| Patio Area | 1,022 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 73050 |
|---|---|
| Street Address | 174 SPRUCE PINE RD |
| City | NEWLAND |
| State | NC |
| Zip | 28657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | LH OAK HILLS REV 188&189 PLAT 27-82 |
| Legal Subdivision | LH OAK HILLS |
| Legal Lot Number | 188 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | PINEOLA |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 930200 |
Source: Avery County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2850 LAND HBR, NEWLAND, NC 28657-7940 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 11, 2022 | Warranty Deed, Transfer |
| Oct 4, 2021 | Warranty Deed, Transfer |
| Jan 29, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2022 · Amount on Record |
| Deed Document Number | 20264121 |
| Deed Book / Page | 624 / 1193 |
| Prior Transfer Date | Jun 28, 2018 |
| Prior Transfer Doc | 0005280807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 1, 2026 |
| Property Address | 174 SPRUCE PINE RD, NEWLAND, NC 28657 |
| Document Number | 0000004121 |
| Book / Page | 624 / 1193 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20264121 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,698.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004122, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20264122 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 174 SPRUCE PINE RD, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 174 SPRUCE PINE RD, NEWLAND, NC 28657 |
| Document Number | 0000001753 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 588/528 |
| Instrument | 2023001753 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 30, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 11, 2022 |
| Property Address | 174 SPRUCE PINE RD, NEWLAND, NC 28657 |
| Document Number | 0000005834 |
| Book / Page | 582 / 1765 |
| Map Reference | MB 27 PG 82 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 2022005834 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $878.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2717 LAND HBR, 2717, NEWLAND, NC 28657-7935 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2850 LAND HBR, NEWLAND, NC 28657-7940 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 4, 2021 |
| Property Address | 174 SPRUCE PINE RD, NEWLAND, NC 28657 |
| Document Number | 2021006091 |
| Book / Page | 567 / 341 |
| Map Reference | MB 27 PG 82 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021006091 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 N WESTMORELAND DR, 831, ORLANDO, FL 32804-7234 |
| Name | Verified Name |
|---|---|
| Address | 2717 LAND HBR, NEWLAND, NC 28657-7935 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jan 29, 2019 |
| Property Address | 174 SPRUCE PINE RD, NEWLAND, NC 28657 |
| Document Number | 0005280807 |
| Book / Page | 000528 / 000807 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 422 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 831 N WESTMORELAND DR ORLANDO FL 328047234, ORLANDO, FL 32804-7234 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 | $181,100 (-) Land $25,000 Building $156,100 | $181,100 (-) Land $25,000 Building $156,100 |
| 2023 | $724.00 | $181,100 (-) Land $25,000 Building $156,100 | $181,100 (-) Land $25,000 Building $156,100 |
| 2022 | $724.00 | $181,100 Land $25,000 Building $156,100 | $181,100 Land $25,000 Building $156,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 116 (1989–2024) |
| Claims Outside the SFHA | 22 of 116 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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