Rutherford County property record for 174 Spring St, Spindale, NC 28160 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,616 sqft Heated Area |
| Lot Size | 108,900 sqft (2.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2024) |
| Tax Bill | $2,547.00 (2021) |
| Primary APN | 1207913 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,616 sqft Heated Area |
| Gross Area | 1,824 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 108,900 sqft (2.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 504 sqft Garage |
| Porch | Open Porch |
| Porch Area | 320 sqft Porch |
| Cooling System | A/C Fan Cooling Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 19705 |
|---|---|
| Street Address | 174 SPRING ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160-2453 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GPIN:1620167476260000; RES KING ST |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | RUTHERFORD NC |
| Minor Civil Division | RUTHERFORDTON |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 960600 |
Source: Rutherford County records · APN 1207913
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2024 | Warranty Deed, Transfer · Seller Take-Back KELLY CONDREY |
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 04, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Oct 04, 2018 · Amount on Record |
| Deed Doc Number | 0020804283 |
| Deed Book / Page | 2080 / 4283 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Apr 18, 2024 |
| Property Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Document Number | 0020804283 |
| Book / Page | 2080 / 4283 |
| Map Reference | MB 2016 PG 3646 |
| Instrument Date | Apr 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4405 US 64 HWY, RUTHERFORDTON, NC 28139-8198 |
| Name | Verified Name |
|---|---|
| Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Document Number | 0020804287 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2080/4287 |
| Name | KELLY CONDREY |
|---|---|
| Type | Seller |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | May 17, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2023 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Document Number | 0020673088 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 2067/3088 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020502113 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 2050/2113 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Oct 04, 2018 |
| Property Address | 174 SPRING ST, SPINDALE, NC 28160-2453 |
| Document Number | 0020163646 |
| Book / Page | 002016 / 003646 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 3320 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 KING ST SPINDALE NC 28160, SPINDALE, NC 28160 |
Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $355,700 Land $12,800 Building $342,900 | $355,700 Land $12,800 Building $342,900 | |
| 2022 | $2,547.00 | ||
| 2021 | $2,547.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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