Guadalupe County property record for 174 Spice Oak Ln, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1999 |
| Lot Size | 0.165 acres (7,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,900 (Jan 2026) |
| Tax Bill | $3,911 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3245400807000000 |
| Primary APN | 1G3245400807000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Gross Area | 1,726 sqft |
| 1st Floor Area | 1,282 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,170 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 28 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 174 SPICE OAK LN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 70 BLK: 8 ADDN: THISTLE CREEK #4 |
| Legal Subdivision | THISTLE CREEK #4 |
| Legal Block | 8 |
| Legal Lot Number | 70 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 210715 |
174 Spice Oak Ln is owned and occupied by an individual who bought it in January 2026.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 SPICE OAK LN, CIBOLO, TX 78108-3185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Vendor's Lien, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Dec 22, 2017 | Vendor's Lien, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on File |
| Deed Sale | Jan 23, 2026 · Amount on File |
| Prior Sale | Dec 22, 2017 · Amount on File |
| Deed Document Number | 20261732 |
| Prior Transfer Date | Dec 15, 2017 |
| Prior Transfer Doc | 0000030071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 23, 2026 |
| Property Address | 174 SPICE OAK LN, CIBOLO, TX 78108-3185 |
| Document Number | 0099001732 |
| Map Reference | VOL 5 PG 366B |
| Instrument Date | Jan 22, 2026 |
| Instrument | 202699001732 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | CTOT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 ROCKCLIFF RD, AUSTIN, TX 78746 |
| Name | Verified Name |
|---|---|
| Address | 174 SPICE OAK LN, CIBOLO, TX 78108-3185 |
| Document Number | 0099001733 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 202699001733 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 22, 2017 |
| Property Address | 174 SPICE OAK LN, CIBOLO, TX 78108-3185 |
| Document Number | 0000030071 |
| Map Reference | VOL5 PG366B |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2017030071 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | PROVIDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1540 E FIRTH RD, 1540, WASILLA, AK 99654-1717 |
| Name | Verified Name |
|---|---|
| Address | 174 SPICE OAK LN, CIBOLO, TX 78108-3185 |
| Document Number | 0000030072 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017030072 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 174 Spice Oak Ln was $3,911, down 13.9% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,624 (+4.91%) Land $46,054 Building $166,570 | $212,624 (+4.91%) Land $46,054 Building $166,570 | |
| 2025 | $3,911.00 (-13.85%) | $202,677 Land $42,619 Building $160,058 | $202,677 Land $42,619 Building $160,058 |
| 2024 | $4,540.00 (-7.72%) | ||
| 2023 | $4,920.00 (+7.31%) | $254,666 Land $43,432 Building $211,234 | $254,666 Land $43,432 Building $211,234 |
| 2022 | $4,585.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Spice Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 174 Spice Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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