174 Smith Ave, Savannah, GA 31408 Property Records

Chatham County property record for 174 Smith Ave, Savannah, GA 31408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1933
Lot Size	0.398 acres (17,341 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Jan 2021)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	May 2018 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`6-0002-02-010`

Property Details

APN / Parcel Number

Primary APN	`6-0002-02-010`
Alternative APN	`C433513`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,341 sqft (0.398 acres)
Lot Dimensions	141 ft deep x 123 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	174 SMITH AVE
City	SAVANNAH
State	GA
Zip	31408-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL A OF LT 112 IND CITY GDN GARDENS
Legal Subdivision	IND CITY GDN
Legal Lot Number	112
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2000
Census Tract	10601

Owner

174 Smith Ave is owned and occupied by an individual who bought it in January 2021.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	174 SMITH AVE, SAVANNAH, GA 31408-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	2021903
Deed Book / Page	2222 / 463
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	174 SMITH AVE, SAVANNAH, GA 31408-1215
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1358/217
Date	May 30, 2018
Book Page	1358/217

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2043

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 27, 2021
Property Address	174 SMITH AVE, SAVANNAH, GA 31408-1215
Document Number	0022220463
Book / Page	2222 / 463
Instrument Date	Jan 27, 2021
Instrument	2021-000903
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SMITH AVE, GARDEN CITY, GA 31408-1215

Mortgage

Document Number	0000002222/0000000465
Date	Jan 27, 2021
Book Page	0000002222/0000000465

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 174 Smith Ave was $2,328.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Garden City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,600 (+0.71%) Land $20,000 Building $53,600	$184,000 (+0.71%) Land $50,000 Building $134,000
2025	$2,328.00	$73,080 Land $20,000 Building $53,080	$182,700 Land $50,000 Building $132,700
2023		$58,680 (+22.56%) Land $16,000 Building $42,680	$146,700 (+22.56%) Land $40,000 Building $106,700
2022	$1,498.00	$47,880 Land $10,400 Building $37,480	$119,700 Land $26,000 Building $93,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 174 Smith Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 4 claims Hurricane Matthew, Oct 2016 · 5 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Smith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN CITY serves 9,000 people · EPA ID GA0510000
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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