174 Saint Croix Ave, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 174 Saint Croix Ave, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 5,421 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,171 (2025)
Deeds & Mortgages	Apr 2025 Transfer May 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`25-37-03-04-A-18`

Property Details

APN / Parcel Number

Primary APN	`25-37-03-04-A-18`
Alternative APNs	`25-37-03-04-0000A.0-0018.00` `2513980`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,421 sqft Living Area
Gross Area	6,405 sqft
1st Floor Area	3,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 85 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	478 sqft
Deck Area	706 sqft
Patio Area	1,857 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2513980
Street Address	174 SAINT CROIX AVE
City	COCOA BEACH
State	FL
Zip	32931-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	COCOA ISLES 11TH (CAPE ROYAL) ADDN PHASE 2 LOT 18 BLK A
Legal Range	37E
Legal Township	25S
Legal Section	03
Legal Subdivision	COCOA ISLES 11TH (CAPE ROYAL) ADDN PHASE
Legal Phase	2
Legal Block	A
Legal Lot Number	18
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	3
Census Block	3004
Census Tract	71700

Owner

174 Saint Croix Ave is owned and occupied by two individuals who acquired it in April 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 SAINT CROIX AVE, COCOA BEACH, FL 32931-3335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 2, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK/NATURE COAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2021
Transfer Doc	0091322394
Record Updated	Sep 20, 2026

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Apr 28, 2025
Property Address	174 SAINT CROIX AVE, COCOA BEACH, FL 32931-3335
Document Number	0103210298
Book / Page	10321 / 298
Map Reference	MB 21 PG 50&51
Instrument Date	Apr 28, 2025
Instrument	2025084193
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 SAINT CROIX AVE, COCOA BEACH, FL 32931-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 941834, MAITLAND, FL 32794-1834

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	May 25, 2021
Property Address	174 SAINT CROIX AVE, COCOA BEACH, FL 32931-3335
Document Number	0091322394
Book / Page	9132 / 2394
Map Reference	MB 21 PG 50&51
Instrument Date	Apr 28, 2021
Instrument	2021134531
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 SAINT CROIX AVE, 174, COCOA BEACH, FL 32931-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 LUCIEN WAY STE 270, 270, MAITLAND, FL 32751-7000

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	174 SAINT CROIX AVE, COCOA BEACH, FL 32931-3335
Document Number	0081100736
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	174 SAINT CROIX AVE COCOA BEACH FL 329313335, COCOA BEACH, FL 32931-3335

Mortgage

Document Number	0081100736
Date	Mar 9, 2018
Book Page	008110/000736
Instrument	53114

Lender

Name	SUNTRUST BK/NATURE COAST
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 174 Saint Croix Ave was $9,171 with a homeowner's exemption, up 1.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,210 (+4.23%)	$1,569,910 (+4.41%)
2025	$9,171.00 (+1.63%)	$612,310	$1,503,650
2024	$9,024.00 (+1.78%)
2023	$8,866.00 (+7.27%) Homeowner's exemption	$578,190 (+3%)	$1,376,080 (+21.53%) Land $425,000 Building $951,080
2022	$8,265.00 Homeowner's exemption	$561,350	$1,132,260 Land $425,000 Building $707,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Saint Croix Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	223 units insured incl. 129 condo units
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Saint Croix Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Saint Croix Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures