174 S Oak Pointe Dr, Seneca, SC 29672 Property Records

Oconee County property record for 174 S Oak Pointe Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,169 sqft · built 2008
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`208-04-01-006`

Property Details

APN / Parcel Number

Primary APN	`208-04-01-006`
Alternative APN	`25400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,169 sqft Living Area
1st Floor Area	2,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	1,034 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25400
Street Address	174 S OAK POINTE DR
City	SENECA
State	SC
Zip	29672-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SOUTH OAK POINTE
Legal Subdivision	OAK POINTE
Legal Block	1
Legal Lot Number	6
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1007
Census Tract	30601

Owner

Source: Oconee County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 S OAK POINTE DR, SENECA, SC 29672-6764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS
Jul 30, 2019	Quit Claim Deed, Mortgage · Line of Credit APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000011948
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	174 S OAK POINTE DR, SENECA, SC 29672-6764
Document Number	0040740001
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 S OAK POINTE DR SENECA SC 296726764, SENECA, SC 29672-6764

Mortgage

Document Number	0040740001
Date	Dec 29, 2020
Book Page	004074/000001

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 30, 2019
Property Address	174 S OAK POINTE DR, SENECA, SC 29672-6764
Document Number	0024880042
Book / Page	002488 / 000042
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 S OAK POINTE DR SENECA SC 296726764, SENECA, SC 29672-6764

Mortgage

Document Number	38550129
Date	Jul 30, 2019
Book Page	003855/000129

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00	$17,110 (-) Land $1,696 Building $15,414	$427,734 (-) Land $42,390 Building $385,344
2023		$17,110 Land $1,696 Building $15,414	$427,734 Land $42,390 Building $385,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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