174 Roy Duncan Ln, Erwin, TN 37650 Property Records

Unicoi County property record for 174 Roy Duncan Ln, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1934
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Apr 2019)
Tax Bill	$816 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031P-A-023.00`

Property Details

APN / Parcel Number

Primary APN	`031P-A-023.00`
Alternative APNs	`086031P A 02300` `000008884`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	319 ft deep x 230 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	120 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	174 ROY DUNCAN LN
City	ERWIN
State	TN
Zip	37650-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	230X319 IRR
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2011
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11367 WOODSONG LOOP N, JACKSONVILLE, FL 32225-1024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Apr 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 18, 2017	Affidavit of Death, Transfer
Jan 18, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on File
Deed Sale	Apr 4, 2019 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	2019591
Deed Book / Page	421 / 167
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	174 ROY DUNCAN LN, ERWIN, TN 37650-8951
Document Number	427263
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 ROY DUNCAN LN ERWIN TN 376508951, ERWIN, TN 37650-8951

Mortgage

Document Number	427263
Date	Oct 16, 2019
Book Page	000427/000263
Instrument	1964

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 4, 2019
Property Address	174 ROY DUNCAN LN, ERWIN, TN 37650-8951
Document Number	421167
Book / Page	000421 / 000167
Instrument Date	Apr 3, 2019
Instrument	591
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11367 WOOD SONS LOOP N JACKSONVILLE FL 32225, JACKSONVILLE, FL 32225

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UNICOI TN
Recording Date	Jan 18, 2017
Property Address	174 ROY DUNCAN LN, ERWIN, TN 37650-8951
Document Number	400785
Book / Page	000400 / 000785
Instrument Date	Dec 30, 2016
Instrument	98
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 ROY DUNCAN LN ERWIN TN 376508951, ERWIN, TN 37650-8951

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UNICOI TN
Recording Date	Jan 18, 2017
Property Address	174 ROY DUNCAN LN, ERWIN, TN 37650-8951
Document Number	400782
Book / Page	000400 / 000782
Instrument Date	Dec 30, 2016
Instrument	97
Transaction Type	Transfer
Record Updated	Jan 26, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$816.00	$31,275 (-) Land $12,025 Building $19,250	$125,100 (-) Land $48,100 Building $77,000
2024	$816.00 (+11.02%)
2023		$31,275 (-) Land $12,025 Building $19,250
2022	$735.00	$31,275 Land $12,025 Building $19,250	$125,100 Land $48,100 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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