174 Robert St, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 174 Robert St, Wharton, NJ 07885 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,879 sqft · built 2002
Lot Size0.344 acres (14,986 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Oct 2006)
Tax Bill$15,339 (2024)
Deeds & MortgagesMar 2023 Second Mortgage
Nov 2020 Mortgage
+ 2 more
APN39-01712-0000-00009-01

Property Details

APN / Parcel Number

Primary APN39-01712-0000-00009-01
Alternative APN
  • 39017120000000090001

Interior

Building Area2,879 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area14,986 sqft (0.344 acres)

Location & Zoning

Street Address174 ROBERT ST
CityWHARTON
StateNJ
Zip07885-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1712
Legal Lot Number9.1
JurisdictionMORRIS NJ
Township / Civil DivisionWHARTON
Census Block Group4
Census Block4015
Census Tract45100

Owner

Source: Morris County and Wharton Borough records · APN 39-01712-0000-00009-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address174 ROBERT ST, WHARTON, NJ 07885-2134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PICATINNY FCU
Nov 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 21, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 22, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2006 · Amount on Record
Deed SaleOct 02, 2006 · Amount on Record
Prior SaleJan 29, 2003 · Amount on Record
Deed Book / Page20632 / 1040
Prior Transfer DateJan 10, 2003
Prior Transfer Doc5781000225
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address174 ROBERT ST, WHARTON, NJ 07885-2134
Transaction TypeMortgage
Record UpdatedApr 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0245800402
DateMar 21, 2023
Book Page24580/402
Instrument2023010105
Lender
NamePICATINNY FCU
TypeCredit Union
AddressDOVER, NJ 07801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term84 Months
DueMar 01, 2030

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address174 ROBERT ST, WHARTON, NJ 07885-2134
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0239351869
DateNov 17, 2020
Book Page23935/1869
Instrument2020084162
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 01, 2045

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address174 ROBERT ST, WHARTON, NJ 07885-2134
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0236961504
DateJan 21, 2020
Book Page23696/1504
Instrument2020003952
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2035

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address174 ROBERT ST, WHARTON, NJ 07885-2134
Document Number0230870702
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedMar 19, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address174 ROBERT ST WHARTON NJ 078852134, WHARTON, NJ 07885-2134

Mortgage

Document Number0230870702
DateMar 01, 2017
Book Page023087/000702
Instrument12996
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 29, 2032

Tax Assessment & Valuation

Source: Morris County and Wharton Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityWharton Borough
Secondary School DistrictMorris Hills Regional School District (09 - 12)
Elementary School DistrictWharton Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$601,400 (+8.28%) Land $155,000 Building $446,400$601,400 (+8.28%) Land $155,000 Building $446,400
2025$555,400 (+14.97%) Land $130,000 Building $425,400$555,400 (+14.97%) Land $130,000 Building $425,400
2024$15,339.00 (+14.45%)
2023$483,100 Land $120,000 Building $363,100$483,100 Land $120,000 Building $363,100
2022$13,402.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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