174 River Wilde Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 174 River Wilde Dr, Montgomery, TX 77316 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,110 sqft · built 2015
Lot Size	0.269 acres (11,727 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,262 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`9652-45-03400`

Property Details

APN / Parcel Number

Primary APN	`9652-45-03400`
Alternative APN	`R444093`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,110 sqft Living Area
1st Floor Area	3,110 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,727 sqft (0.269 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R444093
Street Address	174 RIVER WILDE DR
City	MONTGOMERY
State	TX
Zip	77316-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S965245 - WOODFOREST 45, BLOCK 2, LOT 26
Legal Subdivision	WOODFOREST 45
Legal Block	2
Legal Lot Number	26
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	694503

Owner

Source: Montgomery County records · APN 9652-45-03400

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 RIVER WILDE DR, MONTGOMERY, TX 77316-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 13, 2019	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2019
Deed Sale	Dec 13, 2019
Prior Sale	Apr 10, 2015
Deed Document Number	2019116073
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	174 RIVER WILDE DR, MONTGOMERY, TX 77316-3014
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049773
Date	Jun 02, 2023
Instrument	2023049773

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	174 RIVER WILDE DR, MONTGOMERY, TX 77316-3014
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097949
Date	Sep 04, 2020
Instrument	2020097949

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 13, 2019
Property Address	174 RIVER WILDE DR, MONTGOMERY, TX 77316-3014
Document Number	0000116073
Instrument Date	Dec 12, 2019
Instrument	116073
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	174 RIVER WILDE DR MONTGOMERY TX 773163014, MONTGOMERY, TX 77316-3014

Mortgage

Document Number	116074
Date	Dec 13, 2019
Instrument	116074

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$590,000 (+7.96%) Land $75,000 Building $515,000	$590,000 (-1.31%) Land $75,000 Building $515,000
2024	$10,262.00 (+58.54%) Homeowner's exemption	$546,502 (+1%) Land $75,000 Building $522,815	$597,815 (+4.15%) Land $75,000 Building $522,815
2023	$6,473.00 Homeowner's exemption	$496,820 Land $75,000 Building $499,000	$574,000 Land $75,000 Building $499,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396945032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 484 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	484 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017, rainfall accumulation, Hurricane Harvey

Wildfire

Wildfire Risk	Low above 35% of the US · above 11% of Texas
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ezee Fiber Texas	Fiber	8,000 / 8,000
MSEC Communications	Fiber	8,000 / 8,000
Consolidated Communications	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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