174 River Rd, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 174 River Rd, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,678 sqft · built 1957
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2012)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-699-31497520`

Property Details

APN / Parcel Number

Primary APN	`03-699-31497520`
Alternative APNs	`369931497520` `69931497520`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	1,178 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	69931497520
Street Address	174 RIVER RD
City	PASADENA
State	MD
Zip	21122-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 118 PL 2 ROYAL BEACH
Legal Subdivision	ROYAL BEACH
Legal Block	2
Legal Lot Number	118
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	731208

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 RIVER RD, PASADENA, MD 21122-4239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2012 · Amount on Record
Deed Sale	Jul 2, 2012 · Amount on Record
Deed Book / Page	24841 / 287
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	174 RIVER RD, PASADENA, MD 21122-4239
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0419450280
Date	Dec 29, 2025
Book Page	41945/280

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	174 RIVER RD, PASADENA, MD 21122-4239
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394140469
Date	Jan 24, 2023
Book Page	39414/469

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,900 (-0.81%) Land $191,500 Building $160,400	$351,900 (-2.79%) Land $191,500 Building $160,400
2025	$3,739.00 (+19.96%)
2023	$3,117.00 Homeowner's exemption	$354,767	$362,000 Land $233,700 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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