174 Rd 1046, Tupelo, MS 38801 Property Records

Lee County property record for 174 Rd 1046, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,314 sqft · built 1988
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Aug 2020)
Tax Bill$3,960 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Apr 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN102U-09-019-04

Property Details

APN / Parcel Number

Primary APN102U-09-019-04
Alternative APNs
  • 007704
  • 7704

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area3,314 sqft Heated Area
Gross Area5,801 sqft
2nd Floor Area1,422 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area78,408 sqft (1.8 acres)
Garage Area1,271 sqft
Parking Spaces5 Parking Spaces
Patio Area2,013 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number007704
Old Parcel Number102U-09-019-04
Street Address174 ROAD 1046
CityTUPELO
StateMS
Zip38801-0609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 SE1/4
Legal Range05E
Legal Township10S
Legal Section09
Legal SubdivisionTRACE ESTATES (UNRECORDED)
JurisdictionLEE MS
Township / Civil Division3
Census Block Group1
Census Block1043
Census Tract950401

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1307 LAMBARD DR, TUPELO, MS 38801-2433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN NATIONAL BANK
Aug 13, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Deed Document Number0202010797
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address174 ROAD 1046, TUPELO, MS 38801-0609
Transaction TypeMortgage
Record UpdatedMay 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 ROAD 1046, TUPELO, MS 38801-0609

Mortgage

Document Number2026000648
DateJan 21, 2026
Instrument2026000648
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJan 13, 2029

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address174 ROAD 1046, TUPELO, MS 38801-0609
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 ROAD 1046, TUPELO, MS 38801-0609

Mortgage

Document Number2023003960
DateApr 10, 2023
Instrument2023003960
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 4, 2028
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address174 ROAD 1046, TUPELO, MS 38801-0609
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 LAMBARD DR, TUPELO, MS 38801-2433

Mortgage

Document Number2020010777
DateAug 13, 2020
Instrument2020010777
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 11, 2021

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,960.00 (+10.89%) Homeowner's exemption$36,845 (+8.7%)$368,450 (+8.7%) Land $35,000 Building $333,450
2023$3,571.00 Homeowner's exemption$33,897$338,970 Land $35,000 Building $303,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (2003)
Most Recent ClaimSep 2003

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fixed Wireless
100 / 20

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