174 Ralph Ray Rd, Ruleville, MS 38771 Property Records

Sunflower County property record for 174 Ralph Ray Rd, Ruleville, MS 38771

Property Summary

Property Type	Single Family Home
Details	1,197 sqft · built 1985
Lot Size	0.57 acres (24,830 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2024 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`144-17-00-001.02`

Property Details

APN / Parcel Number

Primary APN	`144-17-00-001.02`

Interior

Building Area	1,197 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,830 sqft (0.57 acres)
Utility Building	144 sqft

Location & Zoning

Street Address	174 RALPH RAY RD
City	RULEVILLE
State	MS
Zip	38771-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.57 AC PT NE/4 NE/4 S OF RD OLD PCL:1144 1700000 0000100
Jurisdiction	SUNFLOWER MS
Township / Civil Division	5
Census Block Group	4
Census Block	4011
Census Tract	950100

Owner

Source: Sunflower County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage CLEVELAND STATE BANK
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage CLEVELAND STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017
Deed Sale	Jul 25, 2017
Deed Document Number	0020174225
Deed Book / Page	2017 / 4225
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732

Mortgage

Document Number	2024000869
Date	Feb 29, 2024
Instrument	2024000869

Lender

Name	CLEVELAND STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Apr 1, 2029

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732

Mortgage

Document Number	2021000747
Date	Feb 5, 2021
Instrument	2021000747

Lender

Name	CLEVELAND STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNFLOWER MS
Recording Date	Jul 25, 2017
Property Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732
Document Number	2017004225
Instrument Date	Jun 6, 2017
Instrument	2017004225
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1464 MEMORIAL DR, BOYLE, MS 38730-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 RALPH RAY RD, RULEVILLE, MS 38771-9732

Mortgage

Document Number	2017004226
Date	Jul 25, 2017
Instrument	2017004226

Lender

Name	CLEVELAND STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2020

Tax Assessment & Valuation

Source: Sunflower County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Sunflower County
Unified School District	Sunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,948 (-) Land $525 Building $4,423	$49,475 (-) Land $5,250 Building $44,225
2023	$4,948 Land $525 Building $4,423	$49,475 Land $5,250 Building $44,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1980–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNFLOWER WATER ASSN public/private · serves 473 people · EPA ID MS0670038
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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