174 Pine Valley Dr, La Vernia, TX 78121 Property Records

Wilson County property record for 174 Pine Valley Dr, La Vernia, TX 78121

Property Summary

Property Type	Single Family Home
Details	built 2025
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$471,285 (May 2026)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0760-02000-04600`

Property Details

APN / Parcel Number

Primary APN	`0760-02000-04600`
Alternative APN	`35978`

Exterior

Year Built	Built 2025
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	174 PINE VALLEY DR
City	LA VERNIA
State	TX
Zip	78121-3975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS PALOMAS COUNTRY CLUB EST, LOT 46 (SEC 2), ACRES .680
Legal Subdivision	LAS PALOMAS COUNTRY CLUB EST
Legal Block	2
Legal Lot Number	46
Jurisdiction	WILSON TX
Township / Civil Division	LA VERNIA
Census Block Group	2
Census Block	2011
Census Tract	102

Owner

174 Pine Valley Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Wilson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	174 PINE VALLEY DR, LA VERNIA, TX 78121-3975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed · Conventional Mortgage GUILD MORTGAGE COMPANY
Sep 22, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage THE FALLS CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Feb 21, 2025
Deed Document Number	2026161916
Record Updated	Oct 29, 2026

May 2026: Deed

Document Type	Deed
Jurisdiction	WILSON TX
Recording Date	May 5, 2026
Property Address	174 PINE VALLEY DR, LA VERNIA, TX 78121-3975
Document Number	0000161916
Instrument Date	May 4, 2026
Instrument	2026.161916
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	174 PINE VALLEY DR, LA VERNIA, TX 78121-3975
Investor	Possibly a Property Investor

Mortgage

Document Number	0000161917,
Date	May 5, 2026
Instrument	2026.161917

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Sep 22, 2022
Property Address	174 PINE VALLEY DR, LA VERNIA, TX 78121-3975
Document Number	2022125952
Map Reference	VOL 7 PG 46-49
Instrument Date	Sep 20, 2022
Instrument	2022-125952
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 COUNTY ROAD 6614, 400, DEVINE, TX 78016-4765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 HEIDI DR, GREENFIELD, MO 65661

Mortgage

Document Number	2022125953
Date	Sep 22, 2022
Instrument	2022-125953

Lender

Name	THE FALLS CITY NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	24 Months
Due	Sep 20, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 174 Pine Valley Dr was $1,014, up 10.8% from the year before.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	La Vernia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+10.82%)	$58,510 Land $58,510	$58,510 Land $58,510
2024	$915.00
2023		$57,640 Land $57,640	$57,640 Land $57,640
2022	$440.00
2018	$86.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 174 Pine Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Pine Valley Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber · Fixed Wireless	1,000 / 1,000
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Alamo Broadband.

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