174 Pine St, Cedar Springs, MI 49319 Property Records

Kent County property record for 174 Pine St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2022)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-02-25-426-022`

Property Details

APN / Parcel Number

Primary APN	`41-02-25-426-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,518 sqft Living Area
1st Floor Area	846 sqft
Basement Area	846 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	174 PINE ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	410225426022 E 1/2 OF LOTS 1 & 4 BLK 8 * VILLAGE OF CEDAR SPRINGS SPLIT/COMBINED ON 12/13/2016 FROM 41-02-25-426-003;
Legal Subdivision	VILLAGE OF CEDAR SPRINGS SPLIT/COMBINED
Legal Block	8
Legal Lot Number	1,4
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	10200

Owner

174 Pine St is owned and occupied by two individuals who bought it in June 2022.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	174 PINE ST, CEDAR SPRINGS, MI 49319-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 2, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Deed Document Number	202246146
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	0000077468
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 6, 2022
Property Address	174 PINE ST, CEDAR SPRINGS, MI 49319-9656
Document Number	0000046146
Map Reference	LB 2 PG 74
Instrument Date	May 31, 2022
Instrument	20220606-0046146
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 MARTIN LUTHER KING JR ST SE STE 100, 415, GRAND RAPIDS, MI 49507-1263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 PINE ST, CEDAR SPRINGS, MI 49319-9656

Mortgage

Document Number	0000046147
Date	Jun 6, 2022
Instrument	20220606-0046147

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000046148
Date	Jun 6, 2022
Instrument	20220606-0046148

Lender

Name	COMMUNITY ACTION DEPARTMENT
Type	Non-Lending Institution
Address	GRAND RAPIDS, MI 49507

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Oct 2, 2018
Property Address	174 PINE ST, CEDAR SPRINGS, MI 49319-9656
Document Number	0000077469
Instrument Date	Sep 28, 2018
Instrument	77469
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	920 CHERRY ST SE GRAND RAPIDS MI 495061472, GRAND RAPIDS, MI 49506-1472

Tax Assessment & Valuation

The 2025 property tax bill for 174 Pine St was $4,640.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,500 (+14.79%)	$433,000 (+14.79%)
2025	$4,640.00 Homeowner's exemption	$188,600	$377,200
2023		$152,000	$304,000
2019	$686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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