174 Pentwater Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 174 Pentwater Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,085 sqft · built 2025
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,500 (May 2025)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026941-2550`

Property Details

APN / Parcel Number

Primary APN	`026941-2550`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,085 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	174 PENTWATER RD
City	ST AUGUSTINE
State	FL
Zip	32092-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	128/5-12 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 1A REPLAT LOT 255 OR6154/1736
Legal Subdivision	SILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block	1
Legal Lot Number	255
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 PENTWATER RD, SAINT AUGUSTINE, FL 32092-1324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Deed Document Number	202540966
Deed Book / Page	6154 / 1736
Record Updated	Jun 8, 2026

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2025
Property Address	174 PENTWATER RD, SAINT AUGUSTINE, FL 32092-1324
Document Number	0061541736
Book / Page	6154 / 1736
Map Reference	MB 5891 PG 1510
Instrument Date	May 20, 2025
Instrument	2025040966
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,076.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 PENTWATER RD, ST AUGUSTINE, FL 32092-1324

Mortgage

Document Number	0061541740
Date	May 27, 2025
Instrument	6154/1740

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,599 (+308.44%) Land $100,000 Building $267,599	$367,599 (+308.44%) Land $100,000 Building $267,599
2025	$1,546.00 (+76.28%) Homeowner's exemption Veteran's exemption	$90,000 (+28.57%)	$90,000 (+28.57%) Land $90,000
2024	$877.00	$70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.