174 Osprey Marsh Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 174 Osprey Marsh Ln, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,634 sqft · built 2012
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Dec 2018)
Tax Bill	$7,793 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137311-0500`

Property Details

APN / Parcel Number

Primary APN	`137311-0500`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,634 sqft Living Area
Gross Area	4,071 sqft
1st Floor Area	1,651 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Porch	Finished/Open Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	174 OSPREY MARSH LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	64/97-102 OSPREY LANDING LOT 50 OR4656/1587 & 6010/1303(Q/C)
Legal Range	29E
Legal Township	08S
Legal Section	13
Legal Subdivision	OSPREY LANDING
Legal Block	1
Legal Lot Number	50
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3007
Census Tract	21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 OSPREY MARSH LN, ST AUGUSTINE, FL 32086-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage 7TH LEVEL MORTGAGE LLC
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2017	Warranty Deed, Transfer · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	201890535
Deed Book / Page	4656 / 1587
Last Transfer Date	Sep 3, 2019
Transfer Doc	0060101303
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	174 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043480834
Date	Mar 23, 2017
Book Page	4348/0834
Instrument	2017020324

Lender

Name	7TH LEVEL MORTGAGE LLC
Type	Non-Lending Institution
Address	CHERRY HILL, NJ 08034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	174 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048011207
Date	Sep 25, 2019
Book Page	4801/1207
Instrument	2019071330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 19, 2018
Property Address	174 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Document Number	0046561587
Book / Page	4656 / 1587
Map Reference	MB64 PG97-102
Instrument Date	Dec 19, 2018
Instrument	2018090535
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NEW FRONTIER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 OSPREY MARSH LN, 174, SAINT AUGUSTINE, FL 32086-2902

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	174 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902

Mortgage

Document Number	2018090536
Date	Dec 19, 2018
Instrument	2018090536

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 30, 2017
Property Address	174 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Document Number	0043980139
Book / Page	004398 / 000139
Instrument Date	Jun 30, 2017
Instrument	45494
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902

Mortgage

Document Number	43980141
Date	Jun 30, 2017
Book Page	004398/000141
Instrument	45495

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,323 (-11.47%) Land $75,600 Building $414,723	$490,323 (-11.47%) Land $75,600 Building $414,723
2025	$7,793.00 (+82.08%)	$553,869 (+51.54%)	$553,869 (-2.02%) Land $75,600 Building $478,269
2024	$4,280.00 (+2.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$365,501 (+3%)	$565,287 (-1.12%) Land $75,600 Building $489,687
2023	$4,195.00 (+2.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$354,855 (+3%)	$571,662 (+25.83%) Land $75,600 Building $496,062
2022	$4,078.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$344,519	$454,314 Land $75,600 Building $378,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Osprey Marsh Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures