174 Osborne Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 174 Osborne Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1993
Lot Size	1.71 acres (74,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,493 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Sale & Mortgage
APN	`WARE M:00034 B:00000 L:00018`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00034 B:00000 L:00018`
Alternative APN	`2528`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,000 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,810 sqft (1.71 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2528
Street Address	174 OSBORNE RD
City	WARE
State	MA
Zip	01082-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	18
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2013
Census Tract	820101

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 OSBORNE RD, WARE, MA 01082-9356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage SWIFT HOME LOANS INC
Oct 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025
Deed Sale	May 15, 2025
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20257395
Deed Book / Page	15420 / 286
Prior Transfer Date	May 14, 2025
Prior Transfer Doc	015420-286
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Recording Date	Apr 28, 2026
Property Address	174 OSBORNE RD, WARE, MA 01082-9356
Document Number	015703-295
Book / Page	15703 / 295
Instrument Date	Mar 10, 2026
Instrument	20266016
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 OSBORNE RD, WARE, MA 01082-9356

Mortgage

Document Number	0000006016,
Date	Apr 28, 2026
Book Page	15703/295
Instrument	20266016

Lender

Name	SWIFT HOME LOANS INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARE MA
Recording Date	Oct 1, 2021
Property Address	174 OSBORNE RD, WARE, MA 01082-9356
Document Number	14293-60
Book / Page	14293 / 60
Instrument Date	Oct 1, 2021
Instrument	24731
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BIRCHWOOD AVE, LONGMEADOW, MA 01106-1107

Mortgage

Document Number	24732
Date	Oct 1, 2021
Instrument	24732

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,493.00 (+7.36%)	$310,100 (+11.59%) Land $53,500 Building $256,600	$319,560 (-4.08%)
2025	$4,185.00 (+4.83%)	$277,900 (+20.15%) Land $53,500 Building $224,400	$333,165 (+6.02%)
2024			$314,260
2023	$3,992.00	$231,300 Land $48,700 Building $182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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