Currituck County property record for 174 Oneal Ln, Aydlett, NC 27916
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1960 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,179 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9915-31-0693 |
| Primary APN | 9915-31-0693 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Raised |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 23.9 ft deep x 17.5 ft wide |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Quonset Hut | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000020010 |
|---|---|
| Street Address | 174 ONEAL LN |
| City | AYDLETT |
| State | NC |
| Zip | 27916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | EASTERN .96 AC LOT RECOMB FOR TIMOTHY & KATE LADD |
| Legal Subdivision | NARROW SHORES VIEW |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 110401 |
174 Oneal Ln, a single family home, is owned by two individuals.
Source: Currituck County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 907 BRYAN PL, A2, GARNER, NC 27529-3078 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 174 ONEAL LN, AYDLETT, NC 27916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | NOT AVAILABLE, PA AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0017160001 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 1716/1 |
| Instrument | 379725 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 174 Oneal Ln was $1,179, up 0.8% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,179.00 (+0.77%) | $147,500 (-) Land $78,400 Building $69,100 | |
| 2024 | $1,170.00 (+9.04%) | $147,500 (-) Land $78,400 Building $69,100 | |
| 2023 | $1,073.00 (+16.63%) | $147,500 (-) Land $78,400 Building $69,100 | $147,500 (-) Land $78,400 Building $69,100 |
| 2022 | $920.00 | $147,500 Land $78,400 Building $69,100 | $147,500 (-) Land $78,400 Building $69,100 |
| 2021 | $147,500 Land $78,400 Building $69,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Oneal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 11 (2011–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 174 Oneal Ln is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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