174 Olko Cir, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 174 Olko Cir, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1966
Lot Size	0.451 acres (19,644 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jan 2022)
Tax Bill	$5,325 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382-00004`

Property Details

APN / Parcel Number

Primary APN	`382-00004`
Alternative APN	`CHIC M:0382 P:00004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,264 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,644 sqft (0.451 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	382-00004
Street Address	174 OLKO CIR
City	CHICOPEE
State	MA
Zip	01020-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1065
Census Tract	810602

Owner

174 Olko Cir is owned and occupied by an individual who bought it in January 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	174 OLKO CIR, CHICOPEE, MA 01020-4841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Jan 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Book / Page	24354 / 9
Prior Transfer Date	Jan 8, 2022
Prior Transfer Doc	00024354-9
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	174 OLKO CIR, CHICOPEE, MA 01020-4841
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024270-338
Date	Nov 29, 2021
Book Page	24270/338
Instrument	84383

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 13, 2022
Property Address	174 OLKO CIR, CHICOPEE, MA 01020-4841
Document Number	00024354-9
Book / Page	24354 / 9
Instrument Date	Jan 8, 2022
Instrument	2410
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 OLKO CIR, CHICOPEE, MA 01020-4841

Mortgage

Document Number	0000002411
Date	Jan 13, 2022
Instrument	2411

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 174 Olko Cir was $5,325, up 9.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,325.00 (+9.43%)	$349,400 (+8.85%) Land $154,100 Building $195,300	$318,190 (+18.56%)
2025	$4,866.00 (+3.6%)	$321,000 (+0.88%) Land $136,300 Building $184,700	$268,375
2024	$4,697.00 (+7.51%)	$318,200 (+10.33%) Land $133,700 Building $184,500
2023	$4,369.00	$288,400 Land $121,600 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Olko Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Olko Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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